The CML is the main trade body representing UK mortgage lenders. Our members are banks, building societies, and other lenders who together account for around 95% of the nation's residential lending.

Image of the CML logo in our officeOur role is to bring lenders together on matters of common interest, and to speak for the collective mortgage industry. We do not lend mortgages, and we are not a regulator or a consumer advice service.

We promote good practice, collect and and publish data on mortgage lending, comment on market issues, and liaise on behalf of our members with the many organisations, government departments, and commentators who have an interest in the UK's £1.3 trillion mortgage market.

We have a team of around  30 staff, led by our director general Paul Smee, under the governance of our Executive Committee which is made up of senior lending industry representatives drawn from our membership.