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Switching - too little or too much?

Posted by Paul Smee on 3 October 2013

As its former chief executive, nostalgia alone would have drawn my gaze to the recently published report from the Payments Council on account switching. But now, as director general of the CML, I'm struck even more by the (relative) ease with which people go about switching their mortgage, compared with the (relative) inertia that exists when it...

Only when it looks like a duck, swims like a duck, and quacks like a duck...

Posted by Bob Pannell on 3 September 2013

In a wide-ranging speech in Nottingham a few days ago, Governor Mark Carney elaborated on how the Bank of England aims to help put the UK economy onto a stronger and sustainable footing. While he touched on concerns about a hou...

Hear my words: but act differently

Posted by Bob Pannell on 2 August 2013

Is it just me, or is there a lovely sense of irony in the air?  Just as Mark Carney steps up to head the Bank of England, the Financial Policy Committee (which he also heads) instructs the FCA, PRA and Bank of England staff to report on the vulnerability of households to higher interest rates. Remember that Mark Carney was c...

Mortgage rescue - the Spending Review sound of silence

Posted by Jackie Bennett on 30 July 2013

There's been much noise about Help to Buy recently - but sometimes it's the silences, as much as the noise, that you need to listen out for. And what a stunning silence there was in the Spending Review announcement on Mortgage Rescue Scheme (MRS).  That silence means that, despite representations to ministers from us, Citizens Advic...

Babies without palaces will still hope for castles

Posted by Sue Anderson on 23 July 2013

I'm going to go out on a limb here and predict that the new Royal baby is going to get by just fine without needing the support of Help to Buy (albeit that a good dollop of parental assistance will help them on their way). But it makes for an interesting flight of fancy to think about what the position of the non-Royal babies also being ...

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