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Policy

Policy imageOur policy work provides a vital link between lenders, government and other key stakeholders. We work with the industry to identify and communicate policy across a wide spectrum - from valuation issues to arrears and possessions. Our policy pages will give you an insight into our key policy positions through to our written communications to ministers, civil servants and other policy makers or influencers.

Latest policy issues Latest circulars
  1. Mortgage exit administration fees

    3 Jul 08
  2. Treating customers fairly

    2 Jul 08
  3. Payment protection insurance (PPI)

    1 Jul 08
  1. Creation of email group for arrears and possessions issues

    2 Jul 08
  2. Pre-action protocol

    23 Jun 08
  3. Speeches by the Chancellor of the Exchequer and the Governor of the Bank of England at Mansion House

    19 Jun 08

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Latest policy responses

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Market investigation into payment protection insurance

PDF | 1 Jul 08
Our response to the Notice of possible remedies under Rule 11 of the Competition Commission's provisional findings from its investigation into payment protection insurance.

The Housing (Scotland) Act 2006 Guidance for local authorities

PDF | 30 Jun 08
Our response to the Scottish Government Consultation Paper. The Guidance is extremely comprehensive and is clearly mainly for local authorities and there is therefore very little impact on our members. We therefore restrict our comments to some general ones on the Scheme of Assistance and Trusted Trader Scheme.

Response to James Crosby review

PDF | 30 Jun 08
The CML response to the James Crosby review on mortgage funding for HM Treasury outlines the policy options as we see them for the review team. It details some of the work that is already under way into improving funding markets and outlines the impact to date of the Bank of England’s special liquidity scheme. It then outlines in detail a proposal from the CML that could help to reopen wholesale mortgage funding markets, which we hope the Crosby review will give serious consideration to. This is a member only submission.

Guidance NOTES Useful links


These notes have been produced for people working within the mortgage profession and provide advice on best practice. They cover shared ownership issues, equity release and lifetime mortgages and mortgage redemption statements.

 


Use this section to search for organisations that produce research or represent a profession or sector that has an impact on the housing and mortgage markets.


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