Policy
Our policy work provides a vital link between lenders, government and other key stakeholders. We work with the industry to identify and communicate policy across a wide spectrum - from valuation issues to arrears and possessions. Our policy pages will give you an insight into our key policy positions through to our written communications to ministers, civil servants and other policy makers or influencers.
| Latest policy issues | Latest circulars | |
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View more policy issues |
View more circulars |
| Latest policy responses |
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View more policy responses |
TSA - Guidance on the use of powers under the Housing & Regeneration Act 2008PDF | 5 Feb 10Our response to the consultation paper from the Tenant Services Authority (TSA) setting out how it will use its regulatory and enforcement powers under the Housing & Regeneration Act 2008 (HRA 2008).
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TSA - A new regulatory framework for social housing in EnglandPDF | 3 Feb 10Our response to the TSA's consultation A new regulatory framework for social housing in England
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FSA - Mortgage Market Review: response to FSA Discussion Paper 09/3PDF | 28 Jan 10This is our response to the FSA’s mortgage market review discussion paper. The key messages are that the FSA needs to take account of the broader context created primarily by a dysfunctional funding market, changes to prudential regulation and the likelihood of a European mortgage regulation
Regarding the detail of the proposals in the MMR, we demonstrate the differences between fast track and self-cert, ask for regulation governing affordability assessments to be flexible and call for all intermediary sales to be advised.
Consequently we call for the FSA to maintain dialogue with industry and take its time in implementing any further changes.
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| Guidance NOTES | Useful links | |
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View guidance notes | View useful links |
