Guidance notes
We produce guidance notes for those working in housing and mortgage related professionals. These guides are designed to provide information on best practice within the industry.
All current guidance is provided on this page. We cannot provide access to old or obselete practice guides or statements of practice.
| Date | Title | ||
|---|---|---|---|
| 22-Oct-08 |
Industry guidance on arrears and possessions to help lenders comply with MCOB 13 and TCF principles Industry guidance on arrears and possessions to help lenders comply with MCOB 13 and TCF principles |
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| 22-Jul-08 |
CML/BBA mortgage fraud best practice guidance Best practice guidance for lenders on how to protect themselves against mortgage fraud. |
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| 24-Jul-07 |
Shared Ownership: Joint Guidance for England Produced in conjunction with the Housing Corporation and the National Housing Federation, this guide provides information for mortgage lenders, registered social landlords/housing associations and conveyancers on a range of shared ownership issues that have been a subject of both discussions and consultation in recent years. |
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| 11-Apr-07 |
Equity release and the impact on benefits and tax This guide provides an overview of how equity release will impact on tax and benefits issues. Updated for the tax year 2008-2009. |
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| 11-Apr-07 |
FINTAL - Lifetime mortgage and benefits calculation and advice system leaflet This leaflet gives details of a software solution (FINTAL) to enable those selling lifetime mortgages to calculate the impact on their clients' own specific circumstances, as required under the FSA's mortgage conduct of business rules. |
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| 14-Nov-05 |
Lifetime mortgage sales process This guide provides information for advisers on how to advise on, and sell, lifetime mortgages. It will help ensure that the sales process and advice complies with the FSA’s Mortgage Conduct of Business (MCOB) rules. |
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| 01-Feb-00 |
Mortgage redemption statements This joint guidance, published in 1992, by the CML and the Law Society of England and Wales, refers to some of the circumstances which can produce errors and problems. It looks at the consequences which this can have for the solicitor in the conveyancing transaction. It also suggests certain practical measures for lenders designed to reduce problems in this area. |
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