Mortgage Interest Direct (MID) and Support for Mortgage Interest (SMI)
Last reviewed 15/12/2011: any recent updates in this colour.
Mortgage holders claiming income support for mortgage interest (SMI) must apply to have interest payments paid directly to their mortgage provider under the mortgage interest direct (MID) scheme.
To participate in this scheme, lenders register with the Department of Work and Pensions (DWP) and are assigned a unique code which is added to a qualifying lenders register (QLR).
