Basel Capital Accord

The following issue updates are available for Basel Capital Accord.

Automated valuation models (AVMs) in the context of Basel 2 - FSA guidance

1 May 2012 | This page provides the FSA's view on how automated valuation models (AVMs) can be used in the context of Basel 2.

Basel 3 changes in EU: CRD4

26 October 2011 | On 20 July 2011, the European Commission published the CRD IV Proposal, its implementation of the Basel 3 changes discussed internationally. The proposals are designed to strengthen and stabilise the banking and wider financial systems. This page summarises the key changes for residential mortgages.

Basel II - a guide to capital adequacy standards for lenders

28 May 2010 | A guide to the Basel II capital adequacy standards that lenders have been required to comply with since the start of 2008.

Basel II - questions and answers

2 June 2010 | A policy update explaining in simple terms the international capital accord, Basel II.

Basel II update

10 June 2010 | This page provides an update on the changes to the CRD (CRD 2,3 and 4) introduced in response to the financial crisis. The CRD implements the Basel II Accord in the EU.

Funding developments

21 May 2010 | This page provides a guide to recent developments in mortgage funding markets and outlines the policy measures that are being implemented or considered to combat the current market dislocation.

Lifetime mortgages - FSA capital requirement under the standardised approach

1 February 2008 | This paper outlines the FSA's guidance on how to calculate the capital requirement for lifetime mortgages under the standardised approach of Basel 2, confirming the treatment agreed with industry over the summer.