Consumer Credit Act

The following issue updates are available for Consumer Credit Act.

APR calculations

19 November 2008 | Explains what the Annual Percentage Rate of Charge (APR) is and how it is calculated.

Consumer Credit Act "wealth warnings"

24 June 2008 | This page explains the prescribed text for "wealth" warnings which must appear in advertisements for mortgage products.

Consumer Credit Act 2006: Removal of the £25,000 financial limit and impact of Section 82 of the CCA 1974

31 October 2008 | The Legislative Reform Order (LRO) to ensure that buy-to-let loans remain unregulated came into force on 31 October 2008. A copy of the LRO is included on this page.

European Code of Conduct

24 June 2008 | Explains what the European Code of Conduct is and its impact for UK lenders.