Funding and credit weighting
The following issue updates are available for Funding and credit weighting.
Banking Bill 2008
9 October 2008 | The Banking Bill was introduced in Parliament on 7 October 2007. It makes a number of changes to the Financial Services Compensation Scheme, the procedures and powers for dealing with banks in financial difficulties, the powers of the Bank of England (BoE) in relation to the interbank payment system, the rights of commercial banks to issue bank notes and the governance of the Bank of England in relation to the maintenance of financial stability.
Credit reference agency searches
9 July 2009 | This web page provides guidance on the use of searches and leaving "footprints" on consumers' credit files.
EU developments in mortgage policy and regulation
1 December 2009 | This paper provides an overview of the EU white paper on mortgages, which was published on 18 December 2007 and covers subsequent policy developments. It has been updated to include reference to the latest EU Commission consultation on responsible lending and borrowing plus some additional information on the Commission foreclosure initiative.
FSA stress tests of financial institutions
2 September 2009 | A summary of the FSA's approach to stress testing following a recent statement from them.
Funding developments
24 April 2009 | This page provides a guide to recent developments in mortgage funding markets and outlines the policy measures that are being implemented or considered to combat the current market dislocation.
Quantitative easing (QE)
20 April 2009 | This document provides an explanation of quantitative easing, answering obvious questions on it.
