Funding and credit weighting

The following issue updates are available for Funding and credit weighting.

Basel 3 changes in EU: CRD4

26 October 2011 | On 20 July 2011, the European Commission published the CRD IV Proposal, its implementation of the Basel 3 changes discussed internationally. The proposals are designed to strengthen and stabilise the banking and wider financial systems. This page summarises the key changes for residential mortgages.

Credit reference agency searches

21 February 2011 | This web page provides guidance on the use of searches and leaving "footprints" on consumers' credit files.

Funding developments

21 May 2010 | This page provides a guide to recent developments in mortgage funding markets and outlines the policy measures that are being implemented or considered to combat the current market dislocation.