Policy responses
We respond to consultations and submissions to Government, opposition parties and other organisations.
Most recent responses are listed first. Use the search options on the left to filter responses and click on the title to read the full article.
| Date | Title | ||
|---|---|---|---|
| 01-Jul-08 |
Market investigation into payment protection insurance Our response to the Notice of possible remedies under Rule 11 of the Competition Commission's provisional findings from its investigation into payment protection insurance. |
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| 30-Jun-08 |
Easements, Covenants and Profits à Prendre Response by the CML to the Consultation by the Law Commission. Given that our members are mortgagees they are to a large extent one step removed from the actual conveyancing process and the majority of these proposals will not have a direct effect on our members. However there are some issues that do concern our members – particularly relating to easements - and these are below. |
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| 30-Jun-08 |
Response to James Crosby review The CML response to the James Crosby review on mortgage funding for HM Treasury outlines the policy options as we see them for the review team. It details some of the work that is already under way into improving funding markets and outlines the impact to date of the Bank of England’s special liquidity scheme. It then outlines in detail a proposal from the CML that could help to reopen wholesale mortgage funding markets, which we hope the Crosby review will give serious consideration to. This is a member only submission. |
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| 30-Jun-08 |
The Housing (Scotland) Act 2006 Guidance for local authorities Our response to the Scottish Government Consultation Paper. The Guidance is extremely comprehensive and is clearly mainly for local authorities and there is therefore very little impact on our members. We therefore restrict our comments to some general ones on the Scheme of Assistance and Trusted Trader Scheme. |
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| 23-Jun-08 |
Registers of Scotland information fee review Response to the Registers of Scotland consultation paper. |
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| 03-Jun-08 |
Mortgage arrears pre-action protocol We accept the principle of an appropriately worded pre-action protocol for mortgage cases for use before court proceedings. However, as our response indicates there are a number of problems with what is proposed by the CJC but we are willing to work with them to develop a workable solution. |
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| 16-May-08 |
Task & finish group on affordable housing in Wales: proposed 'quick wins' Response to the Welsh Assembley Government. |
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| 23-Apr-08 |
Consultation on financial stability and depositor protection: strengthening the framework Our response to the consultation stresses the longer term nature of the most of the proposals and highlights the need to prioritise immediate steps to improve conditions in the wholesale funding markets. The main purpose of our response is to address the issues relating to financial stability. We believe that the priority should be to have in place a framework that minimises the risk of bank failures and maintains a stable financial system. Dealing with bank failures only becomes an issue when the framework has failed. |
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| 23-Apr-08 |
Housing and Regeneration Bill: Lords second reading stage Briefing by the Council of Mortgage Lenders. |
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| 22-Apr-08 |
The Integration of EU Mortgage Credit Markets This response has been prepared by the Council of Mortgage Lenders in consultation with its members. |
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