CML news & views

Conditions in funding and mortgage markets are the dominant issue for lenders, and therefore our highest priority. But we are currently working on almost 100 different policy areas, with around 60 different industry stakeholders. And, as the year progresses, we will continue to work across the spectrum of the most challenging conditions the modern mortgage market has ever seen.

The CML annual conference this year will provide plenty of topics for the industry's most perceptive thinkers to reflect upon. How will the industry look 'after the storm' and how can lenders position themselves to make the most of opportunities in the 'post-crunch' mortgage market? We can promise a package of lively debates and discussion – at an event rounded off by the ever-popular CML annual dinner.

The government must do more to tackle the problem of flooding, insurers have said. Half a million homes are already at risk of becoming uninsurable unless more is done to improve flood defences. And the target of building three million new homes by 2020 should be cut if it puts more properties at risk of flooding.

Home information packs add significant costs but omit much of the most useful information, the Carsberg review has concluded. It identified significant dissatisfaction with home-buying and selling, and recommended more regulation to address other market problems.