CML news & views

Issue no. 22 - 10 November 2009

In announcing the break-up of nationalised and part-nationalised banks, the chancellor said he wanted to see more lending, and greater diversity and competition. We agree. But what are the prospects for delivering it? Meanwhile, does Platform's recent announcement spell the end of self-certified lending in the UK mortgage market?

In this issue

Bank re-structuring: will it increase mortgage lending?
Is it the end for self-cert?
Last chance to book for the CML conference!
Autonomous Research becomes CML associate

Bank re-structuring: will it increase mortgage lending?

The chancellor has announced plans for government-assisted banks to sell off assets. So, what effect will the proposals have on future mortgage market activity?

Is it the end for self-cert?

Last week, the last major supplier of self-certified mortgages announced it was pulling out of the market. Are the FSA's proposals therefore delivering the right outcomes?