Research
Our research is free to download. For details of planned projects and reports due out soon, please see our research programme.
Most recent articles are listed first. Use the options on the left to search the full list.
Latest research
| Date | Title | ||
|---|---|---|---|
| 01-May-09 |
CML Annual Report 2008 In a hostile media, political and market environment, there was never a greater need for a clear voice to represent UK mortgage lenders. Our Annual Report reflects on the year's events as they unfolded. It sets out to explain the seemingly inexplicable, but not to defend the indefensible. |
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| 16-Apr-09 |
Homeowner housing equity through the downturn Homeowner housing equity through the downturn |
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| 16-Apr-09 |
Homeowner housing equity through the downturn – technical note This note describes the methodology the CML use to estimate numbers of mortgaged homeowners in negative equity. This methodology underpins the analysis presented in our Housing Finance article "Homeowner housing equity through the downturn." |
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| 30-Jul-08 |
Prospects for UK housing wealth and inheritance This research report by Alan Holmans seeks to estimate the future number of older home-owners through to 2026, the likely extent of their housing wealth and how quickly it may be passed on to the younger generation via bequests. |
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| 05-May-08 |
Annual report 2007 The report highlights how, in the first eight months or so of the year, mortgage and housing markets continued a pattern of strong growth that had extended for a decade. In six of the first seven months of the year, we reported record lending figures. Despite the dramatic impact of the credit crunch from August onwards, lending totalled a record £364 billion in 2007 - £1 billion a day - and almost 6% more than the £345 billion recorded in 2006. |
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| 14-Mar-08 |
Please release me! A review of the equity release market in the UK, its potential and consumer expectations This report reviews the factors influencing consumer interest in equity release products and what would galvanise future take-up. |
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| 04-Mar-08 |
Stamp duty licked This short paper explains the need to reform residential stamp duty and why the immediate exemption of transactions below £250,000 would ease the contradictions in government policy towards first-time buyers and underpin a well-functioning housing market. |
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| 28-Feb-08 |
Fuzzy households, fuzzy tenures The modern world has changed how people choose to live and lenders have responded with a range of innovations to meet increasingly diverse demand. |
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| 14-Feb-08 |
Personal credit dashboard - February 2008 This report, from the trade bodies representing all the major financial institutions that lend to UK households, sets out our shared understanding of the key developments affecting the outlook for personal sector borrowing. This is a member-only report. |
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| 03-Dec-07 |
Consumer attitudes to long-term fixed-rate mortgages This short article presents some key findings about people's attitudes to long-term fixed-rate mortgages in the UK. |
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