Here you'll find our latest articles, market commentary, and opinion pieces, most recent first.  

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When is an FCA discussion paper not an FCA discussion "paper"?


3 July 2015

The punchline may not be what you're expecting! Think digital. The FCA here invites firms to explain where rules constrain them from good consumer communication, and invites bids to test new ideas.

Policy review reveals new priorities for CML


3 July 2015

Our policy priorities for this year have continued to evolve since we set them out in January. New themes are emerging - and we expect more following the election - but we are continuing to make good progress.

Owner (and under) occupied homes: what do the numbers show?


2 July 2015

Newly published census data shows that nearly 70% of homes in England and Wales are under-occupied. Overcrowding is most likely to occur in London, where it affects more than one in 10 homes.

CML launches search for mortgage industry 'rising stars'


29 June 2015

The CML has launched its search for the 'rising stars' of the mortgage industry - those with the best ideas for helping younger borrowers. Those who submit the best entries will get a chance to present their idea to the CML's annual conference in November.

Pension tension: the challenges for older borrowers


19 June 2015

Retirement borrowing is an agenda for our times, driven by long-term changes in population and lending activity. There are numerous challenges ahead, and the CML wants to be a forum for addressing the needs of older borrowers.

Market commentary June 2015


18 June 2015

As we expected, activity in the housing market is showing signs of a modest recovery. The continuing improvement in the economy and household finances should support activity through the rest of this year. Though the extent to which we see an increase in activity may be somewhat limited, given affordability constraints

Falling borrowing rates trigger cut in government support for borrowers in difficulty


17 June 2015

From next month, declining borrowing costs will trigger a reduction in the rate at which support for mortgage interest is paid to borrowers in difficulty.

Scotland: tax, tenancy reform - and the CML conference!


11 June 2015

The CML Scotland annual conference is taking place during a period of major political change and continuing housing policy reform.

Ten exciting things you can do on the new CML website!


11 June 2015

Please resist any temptation to skip this article about our new website! You won't regret it, as it's stuffed with tips to help you.

Lenders welcome latest figures on Help to Buy mortgage guarantee


4 June 2015

Latest Treasury figures show that the Help to Buy mortgage guarantee scheme is continuing to help purchasers across the UK, with a high take-up among first-time buyers.