Here you'll find our latest articles, market commentary, and opinion pieces, most recent first.  

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Market commentary July 2015

Analysis

16 July 2015

We publish our updated forecasts alongside market commentary. After a softer than expected start to the year, benign economic conditions should help underpin a gentle improvement in the housing and mortgage market going forwards.

Buy to let: not a saint, not a sinner

Opinion

15 July 2015

CML director general Paul Smee says that when it comes to housing tenure, policymakers should accept that there are good reasons for making different choices. The key issue is housing supply, he argues.

CML responds to FCA review

News

15 July 2015

The CML welcomes publication of the FCA's thematic review of mortgage advice and distribution, and will now look carefully with members at its findings.

When is an FCA discussion paper not an FCA discussion "paper"?

Opinion

3 July 2015

The punchline may not be what you're expecting! Think digital. The FCA here invites firms to explain where rules constrain them from good consumer communication, and invites bids to test new ideas.

Policy review reveals new priorities for CML

News

3 July 2015

Our policy priorities for this year have continued to evolve since we set them out in January. New themes are emerging - and we expect more following the election - but we are continuing to make good progress.

Owner (and under) occupied homes: what do the numbers show?

News

2 July 2015

Newly published census data shows that nearly 70% of homes in England and Wales are under-occupied. Overcrowding is most likely to occur in London, where it affects more than one in 10 homes.

CML launches search for mortgage industry 'rising stars'

News

29 June 2015

The CML has launched its search for the 'rising stars' of the mortgage industry - those with the best ideas for helping younger borrowers. Those who submit the best entries will get a chance to present their idea to the CML's annual conference in November.

Pension tension: the challenges for older borrowers

News

19 June 2015

Retirement borrowing is an agenda for our times, driven by long-term changes in population and lending activity. There are numerous challenges ahead, and the CML wants to be a forum for addressing the needs of older borrowers.

Market commentary June 2015

Analysis

18 June 2015

As we expected, activity in the housing market is showing signs of a modest recovery. The continuing improvement in the economy and household finances should support activity through the rest of this year. Though the extent to which we see an increase in activity may be somewhat limited, given affordability constraints

Falling borrowing rates trigger cut in government support for borrowers in difficulty

News

17 June 2015

From next month, declining borrowing costs will trigger a reduction in the rate at which support for mortgage interest is paid to borrowers in difficulty.