Here you'll find our latest articles, market commentary, and opinion pieces, most recent first.  

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Five things you need to know about mortgage rates

News

31 July 2015

This article looks at mortgage rates - what influences mortgage rates and why mortgages are priced as they are.

Jargon buster: how do swaps work?

News

30 July 2015

This article investigates how swap rates work and we explain how swaps limit the interest rate risk of "borrowing short and lending long" (or vice versa).

Jargon buster: what's the yield curve?

News

30 July 2015

This article explains what the yield curve is and why it is relevant in the context of understanding mortgage rates.

CML welcomes two new members and two new associates

News

30 July 2015

We are delighted to announce that two new members and two new associates have joined the CML.

Market commentary July 2015

Analysis

16 July 2015

We publish our updated forecasts alongside market commentary. After a softer than expected start to the year, benign economic conditions should help underpin a gentle improvement in the housing and mortgage market going forwards.

Buy to let: not a saint, not a sinner

Opinion

15 July 2015

CML director general Paul Smee says that when it comes to housing tenure, policymakers should accept that there are good reasons for making different choices. The key issue is housing supply, he argues.

CML responds to FCA review

News

15 July 2015

The CML welcomes publication of the FCA's thematic review of mortgage advice and distribution, and will now look carefully with members at its findings.

When is an FCA discussion paper not an FCA discussion "paper"?

Opinion

3 July 2015

The punchline may not be what you're expecting! Think digital. The FCA here invites firms to explain where rules constrain them from good consumer communication, and invites bids to test new ideas.

Policy review reveals new priorities for CML

News

3 July 2015

Our policy priorities for this year have continued to evolve since we set them out in January. New themes are emerging - and we expect more following the election - but we are continuing to make good progress.

Owner (and under) occupied homes: what do the numbers show?

News

2 July 2015

Newly published census data shows that nearly 70% of homes in England and Wales are under-occupied. Overcrowding is most likely to occur in London, where it affects more than one in 10 homes.