Here you'll find our latest articles, market commentary, and opinion pieces, most recent first.  

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Owner (and under) occupied homes: what do the numbers show?

News

2 July 2015

Newly published census data shows that nearly 70% of homes in England and Wales are under-occupied. Overcrowding is most likely to occur in London, where it affects more than one in 10 homes.

CML launches search for mortgage industry 'rising stars'

News

29 June 2015

The CML has launched its search for the 'rising stars' of the mortgage industry - those with the best ideas for helping younger borrowers. Those who submit the best entries will get a chance to present their idea to the CML's annual conference in November.

Pension tension: the challenges for older borrowers

News

19 June 2015

Retirement borrowing is an agenda for our times, driven by long-term changes in population and lending activity. There are numerous challenges ahead, and the CML wants to be a forum for addressing the needs of older borrowers.

Market commentary June 2015

Analysis

18 June 2015

As we expected, activity in the housing market is showing signs of a modest recovery. The continuing improvement in the economy and household finances should support activity through the rest of this year. Though the extent to which we see an increase in activity may be somewhat limited, given affordability constraints

Falling borrowing rates trigger cut in government support for borrowers in difficulty

News

17 June 2015

From next month, declining borrowing costs will trigger a reduction in the rate at which support for mortgage interest is paid to borrowers in difficulty.

Scotland: tax, tenancy reform - and the CML conference!

News

11 June 2015

The CML Scotland annual conference is taking place during a period of major political change and continuing housing policy reform.

Ten exciting things you can do on the new CML website!

News

11 June 2015

Please resist any temptation to skip this article about our new website! You won't regret it, as it's stuffed with tips to help you.

Lenders welcome latest figures on Help to Buy mortgage guarantee

News

4 June 2015

Latest Treasury figures show that the Help to Buy mortgage guarantee scheme is continuing to help purchasers across the UK, with a high take-up among first-time buyers.

CML welcomes Berkeley Research Group as new associate

News

4 June 2015

The CML is delighted to welcome Berkeley Research Group as a new member. It now has 128 members, a further eight members that are third party administrators, and 74 associates.

Housing wealth grew 8% in 2014

Analysis

22 May 2015

Our updated analysis shows housing wealth estimated at £4,768 in 2014, with the amount of free equity held by those with a mortgage totalling £945 billion. We expect current trends to continue – and household balance sheets to improve further.