From 1st July the Council of Mortgage Lenders is integrated into a new trade association, UK Finance. For the time being, all UKF mortgage information will continue to be published on this website, and UKF member-only mortgage information will only be available here.

UK Finance represents around 300 firms in the UK providing credit, banking, markets and payment-related services. The new organisation takes on most of the activities previously carried out by the Asset Based Finance Association, the British Bankers’ Association, the Council of Mortgage Lenders, Financial Fraud Action UK, Payments UK and the UK Cards Association. Please go to www.ukfinance.org.uk for wider content and updates from UK Finance.

We do not regulate mortgages and are not able to deal with fraud reporting. Details of who to contact can be found below if you are concerned or want to report a mortgage fraud. 

Financial crime – including mortgage fraud – is of considerable concern to lenders. Having systems and controls in place to prevent and detect financial crime within and across the lending industry helps minimise losses and reduce the impacts of financial crime on both lenders and customers. 

We and our members are involved in a number of activities aimed at detecting and preventing financial crime: from producing guidance for our members; to hosting events to raise awareness of emerging issues; and working with regulators, the legal and valuation professions on measures to tackle financial crime. However, we are not able to offer direct advice to consumers on fraud.  Please visit the following websites for further information and advice on how to report a fraud:

    • Action Fraud - the central reporting tool for anyone who has been a victim of fraud
    • The Metropolitan Police
    • FCA - regulators of all providers of financial services in the UK
    • National Crime Agency - responsible for managing the major criminal threats
      the UK faces. It includes an Economic Crime Command