From 1st July the Council of Mortgage Lenders is integrated into a new trade association, UK Finance. For the time being, all UKF mortgage information will continue to be published on this website, and UKF member-only mortgage information will only be available here.

UK Finance represents around 300 firms in the UK providing credit, banking, markets and payment-related services. The new organisation takes on most of the activities previously carried out by the Asset Based Finance Association, the British Bankersโ€™ Association, the Council of Mortgage Lenders, Financial Fraud Action UK, Payments UK and the UK Cards Association. Please go to for wider content and updates from UK Finance.

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Buying a home

Photo of blocks spelling customer and adviceThis information gives a basic overview of the steps involved in buying and owning a home. You can also find information on Government schemes that provide people with a lower-cost way of buying a home, as well as information about new build that you should be aware of if buying a new build home.

Most people gain a great deal of satisfaction from becoming a home-owner. But owning a home also brings new financial responsibilities, and you need to think about these. These guides will help you through the various steps and the points you need to consider. But do remember that the main reason for buying should be to have a secure home to live in, not to make a short-term investment.