From 1st July the Council of Mortgage Lenders is integrated into a new trade association, UK Finance. For the time being, all UKF mortgage information will continue to be published on this website, and UKF member-only mortgage information will only be available here.

UK Finance represents around 300 firms in the UK providing credit, banking, markets and payment-related services. The new organisation takes on most of the activities previously carried out by the Asset Based Finance Association, the British Bankers’ Association, the Council of Mortgage Lenders, Financial Fraud Action UK, Payments UK and the UK Cards Association. Please go to for wider content and updates from UK Finance.

If your circumstances have changed and you are worried about paying your mortgage, there are sources of advice available.

Lenders will only repossess your home as a last resort and would rather help you over a period of difficulty.

See National Homeless Advice Service's (NHAS) guidance for homeowners on their website.