From 1st July the Council of Mortgage Lenders is integrated into a new trade association, UK Finance. For the time being, all UKF mortgage information will continue to be published on this website, and UKF member-only mortgage information will only be available here.

UK Finance represents around 300 firms in the UK providing credit, banking, markets and payment-related services. The new organisation takes on most of the activities previously carried out by the Asset Based Finance Association, the British Bankers’ Association, the Council of Mortgage Lenders, Financial Fraud Action UK, Payments UK and the UK Cards Association. Please go to for wider content and updates from UK Finance.

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Annual Scottish Mortgage Lunch


9 March 2018

Time: 12:00pm – 3:30pm
Venue: The Balmoral Hotel, Edinburgh
Price: £985+VAT table of 10
£110+VAT single ticket members
£1650+VAT table of 10
£175+VAT single ticket non-members
Annual Scottish Mortgage Lunch

Please note this event is fully booked. Please email if you would like to be added to the waiting list.

About this event

The UK Finance annual Scottish mortgage lunch, in partnership with Walker Morris LLP, is a confirmed fixture in the Scottish lending calendar and 2018 will see the lunch return to the stunning Balmoral Hotel in central Edinburgh. This event is expected to bring over 200 members of the Scottish lending community together for an afternoon of first-class industry networking as well as to enjoy some fantastic food.

Dress code

The dress code for the lunch is business dress/lounge suits.


Table of 10 (member & associate): £985 +VAT

Table of 10 (non-member): £1650 +VAT

Single ticket (member & associate): £110 +VAT

Single ticket (non-member): £175 +VAT 

Comments made by delegates who attended the 2017 lunch:

"A highly enjoyable day spend in good company and fantastic surroundings. Very well organised event with all my guests being very complimentary about their experience".

"Great networking event."

"Excellent all round."

List of organisations attending the lunch as at February 2018:


  • Accord Mortgages
  • Aberdein Considine
  • Aldermore Bank Plc
  • Bank of Ireland
  • Clydesdale Bank Plc
  • Countrywide
  • Coventry Building Society
  • EDM Group
  • Halifax Intermediaries
  • Legal & General Surveying Services
  • LPC Law
  • LSL Property Services Plc
  • Millar & Bryce Ltd
  • Nationwide Building Society







  • NatWest Intermediary Solutions
  • Newcastle Building Society
  • Phoebus Software Limited
  • Santander UK Plc
  • Scottish Widows Bank
  • Sesame Bankhall Valuation Services
  • Shepherd and Wedderburn LLP
  • Svenska Handelsbanken AB
  • The Lending Channel
  • The Northview Group Ltd
  • The Royal Bank of Scotland Plc
  • TSB Bank Plc
  • Walker Morris LLP





Running order



Welcome drinks reception in the Holyrood Suite



Lunch & guest speakers in the Sir Walter Scott Suite



Prize draw in aid of Emma Cameron Foundation



Networking drinks (cash bar)




Headline sponsor

Walker Morris LLP

Walker Morris is a distinctive 'Top 100' law firm, valued by its clients for consistently delivering excellent results to its national and international client base.

We are leading UK multi-jurisdictional lawyers to the financial services sector and are privileged to act for a broad spectrum of traditional and challenger banks, building societies, debt purchasers and loan servicers. 

We believe profoundly in long-term strategic partnerships that are built on principles of trust, integrity and outstanding performance.




Emma Cameron Foundation

The Foundation was set up in memory of Emma who passed away from bone cancer at the age of 11 following surgery and chemotherapy. All its work is to benefit the life’s of other children and their families who are battling cancer.

To give you a broad indication of the Foundation's activity, it is split three ways:

  • Their unique funding of Sleep Tight the end of life overnight support package for kids with oncology conditions.
  • Social funding to help specific nominated individuals, with childhood cancer, who have particular financial needs
  • Continued support of small underfunded charities that enabled Emma during her illness


Prize draw donors

The Balmoral

Overnight stay in Executive Room at The Balmoral for two, inclusive of Full Scottish Breakfast –  donated by The Balmoral, A Rocco Forte Hotel

Bank of Ireland for Intermediaries

The Fortmason Hamper from Fortnum and Masons - donated by Bank of Ireland for Intermediaries

Countrywide Surveying Services

 £100 M&S Gift Card - donated by Countrywide Surveying Services 

J & E Shepherd

 2 x 60m Spa treatments for 2 at Gleneagles Hotel - donated by J & E Shepherd 

Royal Bank of Scotland

  2017 Match balls - donated by Royal Bank of Scotland

Scottish Widows Bank and Halifax Intermediaries


Case of 12 bottles of champagne - donated by Scottish Widows Bank and Halifax Intermediaries 

Walker Morris LLP


Scotch Malt Whisky - donated by Walker Morris LLP




The Balmoral Hotel

1 Princes Street


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