From 1st July the Council of Mortgage Lenders is integrated into a new trade association, UK Finance. For the time being, all UKF mortgage information will continue to be published on this website, and UKF member-only mortgage information will only be available here.

UK Finance represents around 300 firms in the UK providing credit, banking, markets and payment-related services. The new organisation takes on most of the activities previously carried out by the Asset Based Finance Association, the British Bankers’ Association, the Council of Mortgage Lenders, Financial Fraud Action UK, Payments UK and the UK Cards Association. Please go to for wider content and updates from UK Finance.


11 May 2016

Time: 12:15pm – 3:30pm
Venue: Principality Stadium, Cardiff
Price: £900+VAT table of 10
£95+VAT single ticket members
£1550+VAT table of 10
£120+VAT single ticket non-members
CML Cymru annual lunch 2016

About this event

The CML Cymru annual lunch, sponsored by Principality, is attended by the most notable organisations in the mortgage industry with the aim of offering attendees high level networking whilst enjoying fine dining in the unique and exciting Principality Stadium.

Organisations who attended this event include:

Virgin Money

The Royal Bank of Scotland

Aldermore Bank

Monmouthshire Building Society

Eversheds LLP

West Bromwich Building Society

Invitation to CYMRU annual lunch 2016 Prize draw at CYMRU annual lunch 2016 Flowers at CYMRU annual lunch 2016 Attendees at CYMRU annual lunch 2016

Running order

1215 - 1300


Drinks reception

1300 - 1330


All seated for welcome speeches

CML Chair's welcome: Julie-Ann Haines, Customer Director, Principality Building Society

Keynote address: Chris O'Meara, Chief Executive, Cadwyn

Sponsor's welcome: Graeme Yorston, Chief Executive Officer, Principality Building Society

1330 - 1500


Lunch is served


Wye Smoked smoked salmon, potato & herb salad
(Vegetarian option: Heritage Beetroot, Goats Cheese & Quince Jelly)


Medium cooked rump of lamb, with minted jus
(Vegetarian option: Sweet potato & aubergine moussaka)


Merlyn cheesecake, served with fresh fruit & coulis



Prize draw in aid of our chosen charity and lunch concludes


The CML will not use the details of your guests for anything other than the creating of the delegate list for this event. The delegate list - containing names and organisations only - will be issued in advance to table bookers, single ticket holders and the sponsor(s) but will not be released to anyone else. Contact details will never be shared with third parties.

Chris O'Meara

Chief Executive, Cadwyn

Chris O'Meara is currently the Chief Executive of Cadwyn Housing Association, following a long and varied career in Housing.

She graduated with an Honours Degree from Southampton University and qualified as a Member of the Institute of Housing in 1979. She then worked in Liverpool before moving to Wales and working for SHAW (Secondary Housing Association for Wales).

Chris joined Cadwyn in 1991, during this time she has been seconded to the Welsh Government as a part time Housing Policy Advisor to the Deputy Housing Minister Jocelyn Davies (2008-2011), working on projects such as the Essex Review. Chris has most recently been seconded to the Welsh Government as a part-time special advisor to Lesley Griffiths, Minister for Communities and Tackling Poverty (2014-2016).

Chris was also the Chair of CHC between 2005 and 2007.

Frances Beecher

CEO, Llamau

Frances has a long history in supported housing, starting off as a volunteer in Women’s Aid.  By profession, Frances is a cognitive behavioural psychotherapist.  Frances has been the Chief Executive of Llamau since 2000 and has steered the organisation from 28 staff to over 300 staff across the whole of Wales. Frances was the principle founder of Cymorth Cymru, the umbrella body for providers of homelessness, housing related support and social care services in Wales. 

Headline Sponsor

Principality Building Society

Principality Building Society is a mutually owned organisation, formed in 1860. It is Wales’ largest building society, and the 6th largest in the UK, with 53 branches and 18 agencies across Wales and the borders and assets of more than £7billion. The Society is committed to helping people to prosper in their homes and is committed to supporting the housing market in Wales.

 It also prides itself on supporting the communities of Wales and in 2015 was crowned Wales’ Large Responsible Business of the Year by Business in the Community Cymru in recognition of its efforts in Wales. The Society has also entered a ten year partnership with the Welsh Rugby Union which will encourage, develop and grow Wales’ national game at all levels, commencing with the renaming of Wales’ national stadium to Principality Stadium in January 2016.



For thousands of people in Wales, homelessness is a frightening reality. Llamau is the leading homelessness charity for the most vulnerable young people and women in Wales. They are particularly well known for engaging with those at risk - particularly care leavers, young offenders, those at risk of offending, victims of domestic abuse, and people who have chaotic and disadvantaged lifestyles


Prize draw donors

Monmouthshire Building Society

 £250 John Lewis vouchers 

Royal Bank of Scotland

Box of 12 Titleist golf ball and a Titleist Locker bag

Principality Building Society

Two places in the Principality suite for a Dove Autumn Series international rugby match.        The game to be mutually agreed.




Principality Stadium (formerly the Millennium Stadium) 

Gate 3 (Main entrance)
Westgate Street
CF10 1NS


Contact us

Laura Marshall

Telephone: 0845 373 6771

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