Answers for England and Wales
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Question: 1.7. Contact point to see if the lender will lend when borrower and mortgagor are not one and the same.
| Lender | Answer |
|---|---|
| Accord Buy to Let | We will not lend when borrower and mortgagor are not one and the same. |
| Accord Mortgages Ltd | We will not lend when borrower and mortgagor are not one and the same. |
| Adam & Company |
Address and telephone number as stated in the Letter of Instruction quoting our reference. If you use a PC, fax or e-mail, you should keep a paper copy. |
| Adam & Company International |
Address and telephone number as stated in the Letter of Instruction quoting our reference. If you use a PC, fax or e-mail, you should keep a paper copy. |
| Ahli United Bank (UK) plc | Central Administration Unit |
| Aldermore Bank PLC | We do not lend in these circumstances. |
| Allied Irish Bank (GB), a trading name of AIB Group (UK) | Refer to AIB Group (UK) plc, Central Securities (GB) |
| Atom Bank plc |
We will not lend when borrower and mortgagor are not one and the same. For further information please contact our Mortgage Team on telephone: 03333 990055 Email: conveyancing@digitalmortgages.net |
| Aviva Equity Release UK Ltd | We do not lend in this circumstance. |
| Bank of China | mortgages@mail.notes.bank-of-china.com |
| Bank of Ireland (UK) plc | Case Manager. The address details and the telephone & fax numbers can be found on the first page of the Offer. There is no need to contact us if it's a First Start mortgage case and this is permitted under the offer conditions. |
| Bank of Ireland as Bank of Ireland Mortgages | Case Manager. The address details and the telephone & fax numbers can be found on the first page of the Offer. There is no need to contact us if it's a First Start mortgage case and this is permitted under the offer conditions. |
| Bank of Scotland Beginning A | Address and telephone number on the Mortgage Offer. |
| Bank of Scotland Beginning O |
Address and telephone number on the Mortgage Offer. |
| Barclays Bank UK PLC | Issuing Office |
| Barnsley Building Soc, a trading name Yorkshire Building Soc | We will not lend when borrower and mortgagor are not one and the same. |
| Birmingham Midshires |
Completions Team at office issuing mortgage instructions. See Offer for contact details. |
| Bluestone Mortgages |
Address: Lending Team, Bluestone Mortgages, 3rd Floor, 22 Chancery Lane, London, WC2A 1 LS Tel no: 0800 368 1833 Email: settlements@bluestone.co.uk |
| Bradford & Bingley Plc | Bradford & Bingley plc does not offer new lending. |
| Britannia, a trading name of The Co-operative Bank plc | Britannia New Lending Britannia House Leek Staffordshire Moorlands ST13 5RG or Britannia New Lending DX 16351 Leek. Telephone and Fax numbers as shown on the letter enclosing the Offer of Advance |
| Buckinghamshire Building Society |
Buckinghamshire Building Society, High Street, Chalfont St Giles, Bucks, HP8 4QB e-mail mortgages@bucksbs.co.uk Tel: 01494 879517 Fax: 01494 877259 |
| Capital Home Loans | Customer Services, Capital Home Loans Ltd, Admiral House, Harlington Way, Fleet, Hants, GU51 4YA |
| Chelsea Building Society (a trading name of Yorkshire BS) | We will not lend when borrower and mortgagor are not one and the same. |
| Clydesdale Bank plc |
Mortgage Services PO BOX 3105 Clydebank Glasgow G60 9AU Tel - 0800 121 4203 |
| Co-operative Bank plc |
The Co-operative Bank New Lending, Britannia House, Leek, Staffordshire Moorlands ST13 5RG or The Co-operative Bank New Lending DX16351 LEEK. Tel No: 08000 288 288 |
| Coutts |
Address and telephone number as stated in the Letter of Instruction quoting our reference. If you use a PC, fax or e-mail, you should keep a paper copy. |
| Coutts Finance Co | Address and telephone number as stated in the Mortgage Offer quoting our reference. If you use a PC, fax or e-mail, you should keep a paper copy. |
| Coventry Building Society |
New Lending Department, Godiva House, Binley Business Park, Harry Weston Road, Coventry, CV3 2TQ |
| Cynergy Bank |
Cynergy Bank Broker Support Team 27-31 Charlotte Street, London, W1T 1RP 02073046675 or email brokersupport@cynergybank.co.uk |
| Darlington Building Society | We will not lend in this situation. |
| DB UK Bank Ltd |
db mortgages PO Box 890 Newport NP20 9LZ Tel: 0845 650 6281 DX Address - not available |
| Dudley Building Society | We will not lend |
| Earl Shilton Building Society | Mortgage Dept at Head Office - Earl Shilton 01455 844 422 |
| Ecology Building Society |
Mortgage Department Ecology Building Society 7 Belton Road Silsden Keighley West Yorkshire BD20 0EE Tel: 01535 650770 Fax: 01535 650780 Email: loans@ecology.co.uk |
| Family Building Soc (a trading name of National Counties BS) |
Loans Underwriting Department, Ebbisham House, 30 Church Street, Epsom, Surrey KT17 4NL DX 30729 EPSOM Email: loansunderwriting@familybsoc.co.uk |
| Fleet Mortgages | Not applicable. We do not lend in these circumstances |
| Foundation Home Loans |
New Business Department, Foundation Home Loans, 5 Arlington Square, Downshire Way, Bracknell, RG12 1WA Email: FHL@foundationhomeloans.co.uk Tel: 01344 770 8033 |
| Furness Building Society |
Centralised Mortgage Processing Furness Building Society 51-55 Duke Street Barrow in Furness Cumbria LA14 1RT |
| GE Money Home Lending Ltd | GE Money Home Lending has withdrawn from the UK mortgage market. |
| Godiva Mortgages Ltd |
New Lending Department, Godiva House, Binley Business Park, Harry Weston Road, Coventry, CV3 2TB. |
| Habito |
Preferred: Conveyancing@habito.com or Hey Habito LTD Mr A Thomson 14 Gower's Walk Whitechapel London E1 8PY |
| Halifax | Customer Service Centre (see offer for address and fax number) |
| Halifax Loans Ltd |
Halifax Loans Limited, Trinity Road, Halifax, HX1 2RG |
| Hampden & Co. plc | Address and telephone number as stated in the Letter of Instruction quoting our reference. If you use a PC, fax or email, you should keep a paper copy. |
| Handelsbanken | We will lend where the Borrower and the mortgagor are not the same person, but you must refer any such circumstances to the Branch office instructing you for specific instructions. |
| Harpenden Building Society |
Mortgage Department Harpenden Building Society Mardall House 9-11 Vaughan Road Harpenden, Herts AL5 4HU Tel 01582 463133 |
| Hinckley and Rugby Building Society | Principal Office, Mortgage Department, Advances Section. |
| Hodge | We will not lend in these circumstances |
| Hodge Equity Release | We will not lend in these circumstances. |
| Holmesdale Building Society | Lender. |
| HSBC UK Bank plc | Mortgage Services, PO Box 6308, Coventry, CV3 9LB Telephone Number 0370 6007722 Fax Number 0370 2438800 |
| Intelligent Finance |
Securities, Intelligent Finance, PO Box 890, Leeds, LS1 9UG |
| Investec Bank plc | Please contact the member of Banking Legal or Private Bank Lending Operations (PBLO) notified to you in the Transaction Instructions. |
| ITL Mortgages |
New Lending Department, Godiva House, Binley Business Park, Harry Weston Road, Coventry, CV3 2TB. |
| JPMorgan Chase Bank, N.A. | We will not lend in these circumstances. |
| Kensington Mortgage Company Ltd | Kensington Mortgages, New Business Operations Centre, Ascot House, Maidenhead Office Park, Maidenhead, SL6 3QQ. Tel: 03444 990011 Fax: 03444 990022. |
| Kent Reliance (a trading name of OneSavings Bank plc) | We do not lend in this circumstance. |
| Keystone Property Finance | N/A. We do not lend in these circumstances |
| Landbay | Legals@landbay.co.uk |
| Landmark Mortgages Limited | We do not offer new lending. |
| Leeds Building Society | We will not lend in such circumstances. |
| Legal & General Home Finance Ltd | We will not lend when borrower and mortgagor are not one and the same |
| LendInvest | Not applicable. We do not lend in these circumstances. |
| LiveMore Capital | We do not lend in these circumstances |
| Lloyds Bank plc pre fixed 20/40 | We will not lend in these circumstances. |
| Lloyds Bank plc pre fixed 50/30/77 |
We will not lend in these cases |
| Lloyds TSB Scotland plc |
We will not lend in these cases. |
| M&S Bank | M&S Bank, PO Box 12, Skipton, BD23 2HL. Telephone Number 0345 002 1128 Fax 0345 111 0322 |
| Magellan Homeloans | We are unable to consider this |
| Manchester Building Society | Underwriting Department. |
| Market Harborough Building Society |
Mortgage Processing Department Market Harborough Building Society Welland House The Square Market Harborough Leicestershire LE16 7PD DX 27312 Market Harborough Tel. No. 01858 412 250 Fax. No. 01858 412 254 Email: CustomersFirst@mhbs.co.uk |
| Masthaven Bank |
Address: Mortgages Team, Masthaven Bank Limited, 90 Long Acre, London, WC2E 9RA. Telephone: 0207 036 2020 |
| Metro Bank plc | Contact Mortgage Completions Team. 0203 402 8076 or mortgagecompletions@metrobank.plc.uk. |
| Molo Finance Buy to Let Mortgages | N/A. We do not lend in these circumstances. |
| Monmouthshire Building Society |
Lending Operations Department Monmouthshire Building Society Monmouthshire House John Frost Square Newport NP20 1PX sols@monbs.com |
| Mortgage Agency Services | N/a |
| Mortgage Express | Mortgage Express does not offer new lending. |
| Mortgage Express No 2 | |
| National Counties Building Society |
Loans Underwriting Department, Ebbisham House, 30 Church Street, Epsom, Surrey KT17 4NL DX 30729 EPSOM Email: loansunderwriting@ncbs.co.uk |
| National Westminster Bank plc | No |
| Nationwide Building Society | We will not lend |
| Nedbank Private Wealth Ltd | We will lend where the Borrower and the mortgagor are not the same person, but you must refer any such circumstances to us for specific instructions. |
| New Street Mortgages |
New Street Mortgages, PO Box 4761, Maidenhead, SL60 1HW. Tel: 0333-300-3100, Fax: 0333-300-3132, email: enquiries@newstreetmortgages.com |
| NRAM Ltd | NRAM Ltd does not offer new lending |
| Paragon Buy to Let Mortgages |
N/A. We do not lend in these circumstances. |
| Paragon Residential Owner-Occupied Mortgages | N/A. We do not lend in these circumstances. |
| Paratus AMC Ltd |
New Business Department, Foundation Home Loans, 5 Arlington Square, Downshire Way, Bracknell, RG12 1WA email: FHL@foundationhomeloans.co.uk Tel: 0344 770 8033 |
| Parity Trust |
Parity Trust Lakeside Portsmouth PO6 3EN TEL:02392375921 EMail: mail@paritytrust.org.uk |
| Pepper Money | We do not lend under these circumstances. Please contact Pepper Money, Lending Department if this situation arises on 0333 370 1101 or email lendingenquiries@pepper.money |
| Pepper Money (PUK) | We do not lend under these circumstances. Please contact Pepper Money, Lending Department if this situation arises on 0333 370 1101 or email lendingenquiries@pepper.money |
| Platform (a trading name of The Co-operative Bank p.l.c.) | We will not lend in these circumstances. |
| Precise Mortgages (Charter Court Financial Services Ltd) |
We do not lend under these circumstances. |
| Principality Building Society |
Mortgage New Business PO Box 89 Queen Street CARDIFF CF10 1UA 0330 333 4021 - We will only lend in such circumstances where we give you specific instruction to do so. |
| Rooftop Mortgages Ltd | Please contact the lender. |
| Saffron Building Society |
Mortgage Team, Saffron Building Society, Saffron House, 1A. Market Street, Saffron Walden, Essex. CB10 1HX |
| Sainsbury's Bank | We will not lend in these circumstances. |
| Santander UK plc | We will not lend when borrower and mortgagor are not one and the same. |
| Scottish Building Society | Head Office Mortgage Department |
| Scottish Widows Bank | We will not lend when borrower and mortgagor are not one and the same. |
| Secure Trust Bank PLC | We do not lend in these circumstances. |
| Skipton Building Society |
In some sections our Part 2 refers to( 1) for Residential Mortgages ( including Buy to Let) and (ii) for Commercial Mortgages. We do not lend in such circumstances. |
| St James Place Bank | Mortgage Administration, St James's Place Bank, Administration Centre, PO Box 1869, Livingston EH54 7XS |
| State Bank of India UK | We do not lend in these circumstances. |
| Swansea Building Society |
11/12 Cradock Street Swansea SA1 3EW 01792 739100 |
| The Mortgage Business |
The Mortgage Business, PO Box 548, Leeds, LS1 1WU Fax No.0845 6039009 |
| The Mortgage Lender Limited | We will not lend when borrower and mortgagor are not one and the same. |
| The Mortgage Works |
We will not lend |
| The Royal Bank of Scotland plc | No. |
| The Royal Bank of Scotland plc Direct Line Mortgages | No. |
| The Royal Bank of Scotland plc Direct Line One | No. |
| The Royal Bank of Scotland plc First Active | No. |
| The Royal Bank of Scotland plc Natwest one Account | No. |
| The Royal Bank of Scotland plc One Account | No. |
| The Royal Bank of Scotland plc Virgin One | No. |
| The Tipton & Coseley Building Society |
Mortgage Department. |
| Together Personal Finance Limited |
Completions Team Together Personal Finance Limited 1st Floor, Lake View Lakeside Cheadle Cheshire SK8 3GW Email: completions@togethermoney.com Tel: 0161-933-7042 (ask for Completions team) |
| Topaz Finance Ltd |
Topaz Finance Limited Gateway House, Gargrave Road, Skipton, North Yorkshire, BD23 2HL 0345 389 1672 |
| TSB Bank plc | We will not lend in these cases. |
| Ulster Bank Ltd | No. |
| Vida Homeloans | We do not lend in these circumstances. |
| Virgin Money |
We won't lend. |
| Whistletree (a trading name of TSB Bank plc) | We will not lend in these cases |
| Yorkshire Bank Home Loans Ltd |
Mortgage Services PO BOX 3105 Clydebank Glasgow G60 9AU Tel - 0800 121 4203 |
| Yorkshire Building Society | We will not lend when borrower and mortgagor are not one and the same. |
| Zephyr Mortgages |
Topaz Finance Limited Gateway House, Gargrave Road, Skipton, North Yorkshire, BD23 2HL 0345 389 1672 |
