Answers for England and Wales

Question: 1.7. Contact point to see if the lender will lend when borrower and mortgagor are not one and the same.

Lender	Answer
Accord Buy to Let	We will not lend when borrower and mortgagor are not one and the same.
Accord Mortgages Ltd	We will not lend when borrower and mortgagor are not one and the same.
Adam & Company	Address and telephone number as stated in the Letter of Instruction quoting our reference. If you use a PC, fax or e-mail, you should keep a paper copy.
Adam & Company International	Address and telephone number as stated in the Letter of Instruction quoting our reference. If you use a PC, fax or e-mail, you should keep a paper copy.
Ahli United Bank (UK) plc	Central Administration Unit
Aldermore Bank PLC	We do not lend in these circumstances.
Allied Irish Bank (GB), a trading name of AIB Group (UK)	Refer to AIB Group (UK) plc, Central Securities (GB)
Atom Bank plc	We will not lend when borrower and mortgagor are not one and the same. For further information please contact our Mortgage Team on telephone: 03333 990055 Email: conveyancing@digitalmortgages.net
Aviva Equity Release UK Ltd	We do not lend in this circumstance.
Bank of Ireland (UK) plc	Case Manager. The address details and the telephone & fax numbers can be found on the first page of the Offer. There is no need to contact us if it's a First Start mortgage case and this is permitted under the offer conditions.
Bank of Ireland as Bank of Ireland Mortgages	Case Manager. The address details and the telephone & fax numbers can be found on the first page of the Offer. There is no need to contact us if it's a First Start mortgage case and this is permitted under the offer conditions.
Bank of Scotland Beginning A	Address and telephone number on the Mortgage Offer.
Bank of Scotland Beginning O	Address and telephone number on the Mortgage Offer.
Barclays Bank UK PLC	Issuing Office
Barnsley Building Soc, a trading name Yorkshire Building Soc	We will not lend when borrower and mortgagor are not one and the same.
Birmingham Midshires	Completions Team at office issuing mortgage instructions. See Offer for contact details.
Bluestone Mortgages	Address: Lending Team, Bluestone Mortgages, Melbourne House, 44-46 Aldwych, London, WC2B 4LL Tel no: 0800 368 1833 Email: settlements@bluestone.co.uk
Bradford & Bingley Plc	Bradford & Bingley plc does not offer new lending.
Britannia, a trading name of The Co-operative Bank plc	Britannia New Lending Britannia House Leek Staffordshire Moorlands ST13 5RG or Britannia New Lending DX 16351 Leek. Telephone and Fax numbers as shown on the letter enclosing the Offer of Advance
Buckinghamshire Building Society	Buckinghamshire Building Society, High Street, Chalfont St Giles, Bucks, HP8 4QB e-mail mortgages@bucksbs.co.uk Tel: 01494 879517 Fax: 01494 877259
Capital Home Loans	Customer Services, Capital Home Loans Ltd, Admiral House, Harlington Way, Fleet, Hants, GU51 4YA
Chelsea Building Society (a trading name of Yorkshire BS)	We will not lend when borrower and mortgagor are not one and the same.
Clydesdale Bank plc	Mortgage Services PO BOX 3105 Clydebank Glasgow G60 9AU Tel - 0800 121 4203
Co-operative Bank plc	The Co-operative Bank New Lending, Britannia House, Leek, Staffordshire Moorlands ST13 5RG or The Co-operative Bank New Lending DX16351 LEEK. Tel No: 08000 288 288
Coutts	Address and telephone number as stated in the Letter of Instruction quoting our reference. If you use a PC, fax or e-mail, you should keep a paper copy.
Coutts Finance Co	Address and telephone number as stated in the Mortgage Offer quoting our reference. If you use a PC, fax or e-mail, you should keep a paper copy.
Coventry Building Society	New Lending Department, Godiva House, Binley Business Park, Harry Weston Road, Coventry, CV3 2TQ
Cynergy Bank	Cynergy Bank Broker Support Team 27-31 Charlotte Street, London, W1T 1RP 02073046675 or email brokersupport@cynergybank.co.uk
Darlington Building Society	We will not lend in this situation.
DB UK Bank Ltd	db mortgages PO Box 890 Newport NP20 9LZ Tel: 0845 650 6281 DX Address - not available
Dudley Building Society	We will not lend
Earl Shilton Building Society	Mortgage Dept at Head Office - Earl Shilton 01455 844 422
Ecology Building Society	Mortgage Department Ecology Building Society 7 Belton Road Silsden Keighley West Yorkshire BD20 0EE Tel: 01535 650770 Fax: 01535 650780 Email: loans@ecology.co.uk
Family Building Soc (a trading name of National Counties BS)	Loans Underwriting Department, Ebbisham House, 30 Church Street, Epsom, Surrey KT17 4NL DX 30729 EPSOM Email: loansunderwriting@familybsoc.co.uk
Fleet Mortgages	Not applicable. We do not lend in these circumstances
Foundation Home Loans	New Business Department, Foundation Home Loans, 5 Arlington Square, Downshire Way, Bracknell, RG12 1WA Email: FHL@foundationhomeloans.co.uk Tel: 0344 770 8033
Furness Building Society	Centralised Mortgage Processing Furness Building Society 51-55 Duke Street Barrow in Furness Cumbria LA14 1RT
GE Money Home Lending Ltd	GE Money Home Lending has withdrawn from the UK mortgage market.
Godiva Mortgages Ltd	New Lending Department, Godiva House, Binley Business Park, Harry Weston Road, Coventry, CV3 2TB.
Habito	Preferred: Conveyancing@habito.com or Hey Habito LTD Mr A Thomson 14 Gower's Walk Whitechapel London E1 8PY
Halifax	Customer Service Centre (see offer for address and fax number)
Halifax Loans Ltd	Halifax Loans Limited, Trinity Road, Halifax, HX1 2RG
Hampden & Co. plc	Address and telephone number as stated in the Letter of Instruction quoting our reference. If you use a PC, fax or email, you should keep a paper copy.
Handelsbanken	We will lend where the Borrower and the mortgagor are not the same person, but you must refer any such circumstances to the Branch office instructing you for specific instructions.
Harpenden Building Society	Mortgage Department Harpenden Building Society Mardall House 9-11 Vaughan Road Harpenden, Herts AL5 4HU Tel 01582 463133
Hinckley and Rugby Building Society	Principal Office, Mortgage Department, Advances Section.
Hodge Equity Release	We will not lend in these circumstances.
Hodge Life	We will not lend in these circumstances
Holmesdale Building Society	Lender.
HSBC UK Bank plc	Mortgage Services, PO Box 6308, Coventry, CV3 9LB Telephone Number 0370 6007722 Fax Number 0370 2438800
Intelligent Finance	Securities, Intelligent Finance, PO Box 890, Leeds, LS1 9UG
Investec Bank plc	Please contact the member of Banking Legal or Private Bank Lending Operations (PBLO) notified to you in the Transaction Instructions.
ITL Mortgages	New Lending Department, Godiva House, Binley Business Park, Harry Weston Road, Coventry, CV3 2TB.
JPMorgan Chase Bank, N.A.	We will not lend in these circumstances.
Kensington Mortgage Company Ltd	Kensington Mortgages, New Business Operations Centre, Ascot House, Maidenhead Office Park, Maidenhead, SL6 3QQ. Tel: 03444 990011 Fax: 03444 990022.
Kent Reliance (a trading name of OneSavings Bank plc)	We do not lend in this circumstance.
Keystone Property Finance	N/A. We do not lend in these circumstances
Landbay	Legals@landbay.co.uk
Landmark Mortgages Limited	We do not offer new lending.
Leeds Building Society	We will not lend in such circumstances.
Legal & General Home Finance Ltd	We will not lend when borrower and mortgagor are not one and the same
LendInvest	Not applicable. We do not lend in these circumstances.
Lloyds Bank plc pre fixed 20/40	We will not lend in these circumstances.
Lloyds Bank plc pre fixed 50/30/77	We will not lend in these cases
Lloyds TSB Scotland plc	We will not lend in these cases.
M&S Bank	M&S Bank, PO Box 12, Skipton, BD23 2HL. Telephone Number 0345 002 1128 Fax 0345 111 0322
Magellan Homeloans	We are unable to consider this
Manchester Building Society	Underwriting Department.
Market Harborough Building Society	Customer Liaison Department Market Harborough Building Society Welland House The Square Market Harborough Leicestershire LE16 7PD DX 27312 Market Harborough Tel. No. 01858 412 250 Fax. No. 01858 435 707 Email: CustomersFirst@mhbs.co.uk
Masthaven Bank	Address: Mortgages Team, Masthaven Bank Limited, 90 Long Acre, London, WC2E 9RA. Telephone: 0207 036 2020
Metro Bank plc	Contact Mortgage Completions Team. 0203 402 8076 or mortgagecompletions@metrobank.plc.uk.
Molo Finance Buy to Let Mortgages	N/A. We do not lend in these circumstances.
Monmouthshire Building Society	Lending Operations Department Monmouthshire Building Society Monmouthshire House John Frost Square Newport NP20 1PX sols@monbs.com
Mortgage Agency Services	N/a
Mortgage Express	Mortgage Express does not offer new lending.
Mortgage Express No 2
National Counties Building Society	Loans Underwriting Department, Ebbisham House, 30 Church Street, Epsom, Surrey KT17 4NL DX 30729 EPSOM Email: loansunderwriting@ncbs.co.uk
National Westminster Bank plc	No
Nationwide Building Society	We will not lend
Nedbank Private Wealth Ltd	We will lend where the Borrower and the mortgagor are not the same person, but you must refer any such circumstances to us for specific instructions.
New Street Mortgages	New Street Mortgages, PO Box 4761, Maidenhead, SL60 1HW. Tel: 0333-300-3100, Fax: 0333-300-3132, email: enquiries@newstreetmortgages.com
NRAM Ltd	NRAM Ltd does not offer new lending
Paragon Buy to Let Mortgages	N/A. We do not lend in these circumstances.
Paragon Residential Owner-Occupied Mortgages	N/A. We do not lend in these circumstances.
Paratus AMC Ltd	New Business Department, Foundation Home Loans, 5 Arlington Square, Downshire Way, Bracknell, RG12 1WA /Email: FHL@foundationhomeloans.co.uk/ Tel: 0344 770 8033
Parity Trust	Parity Trust Lakeside Portsmouth PO6 3EN TEL:02392375921 EMail: mail@paritytrust.org.uk
Pepper Money	We do not lend under these circumstances. Please contact Pepper Money, Lending Department if this situation arises on 0333 370 1101 or email lendingenquiries@pepper.money
Pepper Money (PUK)	We do not lend under these circumstances. Please contact Pepper Money, Lending Department if this situation arises on 0333 370 1101 or email lendingenquiries@pepper.money
Platform (a trading name of The Co-operative Bank p.l.c.)	We will not lend in these circumstances.
Precise Mortgages (Charter Court Financial Services Ltd)	We do not lend under these circumstances.
Principality Building Society	Mortgage New Business PO Box 89 Queen Street CARDIFF CF10 1UA 0330 333 4021 - We will only lend in such circumstances where we give you specific instruction to do so.
Rooftop Mortgages Ltd	Please contact the lender.
Saffron Building Society	Mortgage Team, Saffron Building Society, Saffron House, 1A. Market Street, Saffron Walden, Essex. CB10 1HX
Sainsbury's Bank	We will not lend in these circumstances.
Santander UK plc	We will not lend when borrower and mortgagor are not one and the same.
Scottish Building Society	Head Office Mortgage Department
Scottish Widows Bank	We will not lend when borrower and mortgagor are not one and the same.
Secure Trust Bank PLC	We do not lend in these circumstances.
Skipton Building Society	In some sections our Part 2 refers to( 1) for Residential Mortgages ( including Buy to Let) and (ii) for Commercial Mortgages. We do not lend in such circumstances.
St James Place Bank	Mortgage Administration, St James's Place Bank, Administration Centre, PO Box 1869, Livingston EH54 7XS
State Bank of India UK	We do not lend in these circumstances.
Swansea Building Society	11/12 Cradock Street Swansea SA1 3EW 01792 739100
Tesco Bank (a trading name of Tesco Personal Finance plc)	We will not lend in these circumstances.
The Mortgage Business	The Mortgage Business, PO Box 548, Leeds, LS1 1WU Fax No.0845 6039009
The Mortgage Lender Limited	We will not lend when borrower and mortgagor are not one and the same.
The Mortgage Works	We will not lend
The Royal Bank of Scotland plc	No.
The Royal Bank of Scotland plc Direct Line Mortgages	No.
The Royal Bank of Scotland plc Direct Line One	No.
The Royal Bank of Scotland plc First Active	No.
The Royal Bank of Scotland plc Natwest one Account	No.
The Royal Bank of Scotland plc One Account	No.
The Royal Bank of Scotland plc Virgin One	No.
The Tipton & Coseley Building Society	Mortgage Department.
Together Personal Finance Limited	Completions Team Together Personal Finance Limited 1st Floor, Lake View Lakeside Cheadle Cheshire SK8 3GW Email: completions@togethermoney.com Tel: 0161-933-7042 (ask for Completions team)
Topaz Finance Ltd	Topaz Finance Limited Gateway House, Gargrave Road, Skipton, North Yorkshire, BD23 2HL 0345 389 1672
TSB Bank plc	We will not lend in these cases.
Ulster Bank Ltd	No.
Vida Homeloans	We do not lend in these circumstances.
Virgin Money	We won't lend.
Whistletree (a trading name of TSB Bank plc)	We will not lend in these cases
Yorkshire Bank Home Loans Ltd	Mortgage Services PO BOX 3105 Clydebank Glasgow G60 9AU Tel - 0800 121 4203
Yorkshire Building Society	We will not lend when borrower and mortgagor are not one and the same.
Zephyr Mortgages	Topaz Finance Limited Gateway House, Gargrave Road, Skipton, North Yorkshire, BD23 2HL 0345 389 1672

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Answers for England and Wales

Question: 1.7. Contact point to see if the lender will lend when borrower and mortgagor are not one and the same.

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