From 1st July the Council of Mortgage Lenders is integrated into a new trade association, UK Finance. For the time being, all UKF mortgage information will continue to be published on this website, and UKF member-only mortgage information will only be available here.

UK Finance represents around 300 firms in the UK providing credit, banking, markets and payment-related services. The new organisation takes on most of the activities previously carried out by the Asset Based Finance Association, the British Bankers’ Association, the Council of Mortgage Lenders, Financial Fraud Action UK, Payments UK and the UK Cards Association. Please go to www.ukfinance.org.uk for wider content and updates from UK Finance.

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Question: 6.6.1. If different from 1.11, contact point if property is let/to be let and to check you lend on buy-to-let:

Lender Answer
Accord Buy to Let As 1.11a. Where the loan is explicitly identified in the Mortgage Offer as a Buy to Let purchase or remortgage, you do not need to inform us that the transaction is for Buy to Let purposes.
Accord Mortgages Ltd As 1.11a.
Adam & Company See 1.11. See also our 'Separate Instructions'
Adam & Company International See 1.11. See also our 'Separate Instructions'.

Ahli United Bank (UK) plc New Business/Underwriting - Residential Mortgage Department
Aldermore Bank PLC As 1.11.
Allied Irish Bank (GB), a trading name of AIB Group (UK) Refer to AIB Group (UK) plc, Central Securities (GB)
Atom Bank plc As detailed above in 1.11, though we only need to be contacted if it appears from the mortgage or instructions that we are not aware that the property is let or to be let.
Aviva Equity Release UK Ltd We do not consent to lettings.
Bank of Ireland (UK) plc Case Manager (see front page of the Offer for contact details). There is no need to check with us if the existing or proposed letting complies with the terms of the Offer.
Bank of Ireland as Bank of Ireland Mortgages Case Manager (see front page of the Offer for contact details). There is no need to check with us if the existing or proposed letting complies with the terms of the Offer.
Bank of Scotland Beginning A Bank of Scotland Plc, Mortgage Operations, Pentland House, 8 Lochside Avenue, Edinburgh, EH12 9DJ. Tel: 0345 603 1136 Fax: 0131 339 2366
Applications which involve 'distressed sales' are not acceptable, i.e. to avoid repossession proceedings and/or sale & leaseback arrangements, whereby the vendor will not vacate the property but will continue to reside under an AST.
Bank of Scotland Beginning O Address and telephone number on the Mortgage Offer.
Applications which involve distressed sales are not acceptable, i.e. to avoid repossession proceedings and/or sale & leaseback arrangements, whereby the vendor will not vacate the property but will continue to reside under an AST.
Barclays Bank UK PLC Issuing Office
Barnsley Building Soc, a trading name Yorkshire Building Soc As 1.11a. If prior to completion you become aware that the borrower intends to let the property, you must inform us immediately.
Birmingham Midshires Conveyancer Support Team. (see offer for address and fax number)
Applications which involve 'distressed sales' are not acceptable, i.e. to avoid repossession proceedings and/or sale & leaseback arrangements, whereby the vendor will not vacate the property but will continue to reside under an AST.
Bluestone Mortgages As per 1.11.
Bradford & Bingley Plc As 1.11a for new mortgages. If post-completion please refer to 16.4.1
Britannia, a trading name of The Co-operative Bank plc Britannia New Lending Britannia House Leek Staffordshire Moorlands ST13 5RG or Britannia New Lending DX 16351 Leek. Telephone and Fax numbers as shown on the letter enclosing the Offer of Advance
Buckinghamshire Building Society Buckinghamshire Building Society, High Street,
Chalfont St Giles, Bucks,
HP8 4QB
e-mail mortgages@bucksbs.co.uk
Tel: 01494 879517
Fax: 01494 877259
Capital Home Loans Customer Services. If we have consented to let in the offer, the following shall apply:

TENANCIES TO INDIVIDUALS

1. The form of the assured shorthold tenancy should not contain any provisions which have an adverse affect on the Company's security, they should not contain any options to renew and they should not be granted for a term exceeding twelve months;

2. All new assured shorthold tenancies should only be granted by the Borrower after service of a notice of the Company's mortgage and power of sale in accordance with Ground 2 Schedule 2 of the Housing Act 1988;

3. Where the Property is subject to an assured shorthold tenancy you should inspect a copy of the tenancy agreement and, if the tenancy was granted prior to the 28th February 1997, a copy of the notice served upon the tenant in accordance with Section 20 of the Housing Act 1988. The original tenancy agreement and certified copies of the Section 20 notice should be placed with the title deeds. You should obtain satisfactory evidence that any Section 20 notice was served upon the tenant prior to the completion of the assured shorthold tenancy and where any tenancy agreement has been renewed that all previous tenancies with the same tenant were assured shorthold tenancies and not assured tenancies;

4. The tenancy agreement must make provision for monthly or quarterly payments; annual premiums paid in advance are not acceptable.

5. We will not accept tenants who are claiming DSS benefits, the only exception is shown below under Housing Association/Local Authority Leases.

TENANCIES TO COMPANIES

If the property is let to a Company, you should ensure that the following points are covered in the tenancy agreement.

1. The Property is only let under a fixed term tenancy agreement for a maximum term of 3 years (the panel valuer for the Company will be required to have taken note of the actual term in providing his valuation of the Property);

2. The tenancy agreement must make provision for monthly or quarterly payments; annual premiums paid in advance are not acceptable;

3. The tenancy agreement must require the Property to be used as a residential dwelling only;

4. The tenancy agreement must prohibit the corporate tenant from occupying or using the Property for any business purpose;

5. The tenancy agreement may allow the corporate tenant's employees to occupy the property under a licence or an assured shorthold tenancy with a term of no more than 12 months.

LOANS TO COMPANIES

1. Where the mortgagor is a company, you should lodge particulars of the mortgage with the Registrar of Companies pursuant to Section 395 of the Companies Act 1985;

2. Copies of the Memorandum and Articles of Association of the Borrower (certified as true copies by your firm as the Borrower's solicitors) must be obtained to ensure that the mortgagor has all relevant powers to purchase and mortgage. The certified copies should be forwarded to us before completion, along with a certified copy of the Certificate of Incorporation/Certificate of Trade

3. You should confirm proof of identity of all directors and 20% shareholders in line with specific conditions set out in the offer letter.

4. Certified extracts from the minutes of the Board Meeting authorising the acceptance of the loan and execution of the Mortgage should be obtained from the mortgagors' solicitors and placed with the title deeds;

5. You should obtain a company search in the name of the Borrower and you should check that the signatories to the Deed of Charge are duly authorised;

6. You must refer to the Company for instructions if the Borrower is not a company registered in England and Wales;

7. Personal Guarantees are a standard requirement for all Limited Company mortgages. The signed guarantee(s) must be forwarded to the Completions Team prior to completion, as a certified copy(ies). The original document(s) must be placed with the title deeds

8. You should check the signatories identities and establish that the names of the directors signing match with those named on the Facility Letter.

SHOW HOME LICENCES

Under certain circumstances we are prepared to accept and approve the letting to a reputable and nationally recognised builder/developer.

The following indicates our requirements with regard to the Licence and a full copy of the executed document must be forwarded to us before completion.

The solicitor should ensure that:
(a) the Licensee does not obtain legal security of tenure (by reason of the Landlord & Tenant Act 1954 or otherwise)
(b) the Licensee operates the show home under a written licence which (i) does not grant exclusive possession of the Property (ii) will not exclude the provisions of the Contract (Rights of Third Party) Act 1999 and (iii) contains the following clauses:

1. The Lender has the right to repossess and sell the property if the Licensor defaults in the mortgage payments during the term of the Licence.

2. The Lender has the right to collect the Licence Fee from the Licensee in the event that the Licensor defaults in the mortgage payments and the Lender appoints a Receiver.

3. The Licensee shall prior to, or at the point of repossession by the Lender, re-instate the Property as a fully equipped home to include kitchen, bathroom facilities, garage (if any) and all services. All such works to be carried out at the cost of the Licensee and to the Lender's reasonable satisfaction.

If point 1 is not included in the licence, this will be acceptable, however the term of the licence should only be for a maximum term of 12 months.


HOUSING ASSOCIATION/LOCAL AUTHORITY LEASES

If the tenancy is to be on the basis of a Housing Association signing a Lease, the following points should be noted:

1. You must advise us as soon as you become aware that the Lease will be to a Housing Association; CHL do accept the standardised format for the Private Sector Lease.

2. The maximum length of the lease should be 5 years;

3. We will require your written confirmation that the lease provides good security

4. Tenancies to individuals claiming DSS benefits are acceptable
Chelsea Building Society (a trading name of Yorkshire BS) As 1.11a.
Clydesdale Bank plc Mortgage Services
PO BOX 3105
Clydebank
Glasgow
G60 9AU
Tel - 0800 121 4203
Co-operative Bank plc The Co-operative Bank New Lending, Britannia House, Leek, Staffordshire Moorlands ST13 5RG or The Co-operative Bank New Lending DX16351 LEEK.
Tel No: 08000 288 288
Coutts See 1.11. See also our 'Separate Instructions'.
Coutts Finance Co See 1.11. See also our 'Separate Instructions'.
Coventry Building Society New Lending Department, Godiva House
Binley Business Park,
Harry Weston Road,
Coventry
CV3 2TB

Funds may not be used to purchase a property from a company in which the borrower has an interest.

Funds may not be used to replace existing development finance.

Funds may not be used to purchase a Buy to Let Property that is to be let to the current owner (i.e. who will remain in occupation of the property as a tenant).

Where the property is already let or will be let at completion, the legal representative is to ensure that any existing or proposed tenancy agreement is in a form normally used for residential agreements and it does not confer security of tenure on the tenant(s) beyond the initial fixed contractual term, which must not exceed 36 months.

The legal representative is to ensure that where the property is located within a designated selective licensing area under Part 3 of the Housing Act 2004, a licence has been granted by the local authority in respect of the property, or where the property is being purchased by the borrower, the legal representative is to ensure that the borrower is aware of their obligation to apply for a licence following completion.
Cynergy Bank As per 1.11.a
Darlington Building Society Customer Support Department, Principal Office
DB UK Bank Ltd db mortgages
PO Box 890
Newport
NP20 9LZ
Tel: 0845 650 6281
DX Address - not available
Dudley Building Society As 1.11a
Earl Shilton Building Society Refer to Mortgage Dept at Head Office - Earl Shilton 01455 844 422
Ecology Building Society As 1.7
Family Building Soc (a trading name of National Counties BS) Loans Underwriting Department, Ebbisham House, 30 Church Street, Epsom, Surrey KT17 4NL
DX 30729 EPSOM
Email: loansunderwriting@familybsoc.co.uk
Fleet Mortgages See 1.11a. Your attention is drawn, however, to the terms of the mortgage offer. We do not require a report if consent to the property being let is granted under the terms of the offer.
Foundation Home Loans The mortgage offer will indicate whether the mortgage is a Residential or Buy to Let product, and whether we are lending on a House in Multiple Occupation or Multi-Let Unit. Any queries regarding standard or special mortgage conditions should be referred to New Business Department, Foundation Home Loans, 5 Arlington Square, Downshire Way, Bracknell, RG12 1WA
Email: FHL@foundationhomeloans.co.uk
Tel: 0344 770 8033
Furness Building Society As 1.11a
GE Money Home Lending Ltd GE Money Home Lending has withdrawn from the UK mortgage market.
Godiva Mortgages Ltd New Lending Department, Godiva House
Binley Business Park,
Harry Weston Road,
Coventry
CV3 2TB


Funds may not be used to purchase a property from a company in which the borrower has an interest.

Funds may not be used to replace existing development finance.

Funds may not be used to purchase a Buy to Let Property that is to be let to the current owner (i.e. who will remain in occupation of the property as a tenant).

Where the property is already let or will be let at completion, the legal representative is to ensure that any existing or proposed tenancy agreement is in a form normally used for residential agreements and it does not confer security of tenure on the tenant(s) beyond the initial fixed contractual term, which must not exceed 36 months.

The legal representative is to ensure that where the property is located within a designated selective licensing area under Part 3 of the Housing Act 2004, a licence has been granted by the local authority in respect of the property, or where the property is being purchased by the borrower, the legal representative is to ensure that the borrower is aware of their obligation to apply for a licence following completion.
Habito as per 1.11
Halifax Conveyancer Support Team. (see offer for address and fax number)
Applications which involve 'distressed sales' are not acceptable, i.e. to avoid repossession proceedings and/or sale & leaseback arrangements, whereby the vendor will not vacate the property but will continue to reside under an AST.
Halifax Loans Ltd Halifax Loans Limited, Trinity Road, Halifax, HX1 2RG
Hampden & Co. plc See 1.11
Handelsbanken Refer to Branch office instructing you.
Harpenden Building Society As 1.11a
Hinckley and Rugby Building Society Principal Office, Mortgage Department, Advances Section.
Hodge Equity Release We do not consent to lettings
Hodge Life As per 1.11a providing full details and await our response prior to proceeding
Holmesdale Building Society Lender.
HSBC UK Bank plc Our requirements are:
1. The agreement between the mortgagor and the tenant(s) must not result in the tenant(s) having the benefit of any security of tenure over and above the contractual term of the tenancy:
2. The Bank must be able to obtain vacant possession at the end of the term if required.
3. The tenancy agreement, and the entry into of it, must be valid and properly constituted
4. If the property is leasehold tenure, the lessor’s/freeholder’s consent is obtained.

We will accept the following types of tenancy agreement:
• An Assured Shorthold Tenancy (“AST”) under the Housing Act 1988, which meets all of the statutory requirements including the following criteria:
i. The tenant must be an individual:
ii. The property must be occupied as the tenant’s only or principal home; and
iii. The tenancy must be dated on or after 28 February 1997 and must not be one that can become an Assured Tenancy
iv. The term of any AST agreement, including any extension periods contained within the agreement, must not exceed 3 years.


• a Company Let (a residential letting to a company which permits occupation of the property by an employee of the company tenant) which does not fall within the provisions of the Housing Act 1988 (as amended by the Housing Act 1996). Please note that neither the company nor the occupant will have security of tenure and the term of any Company Let agreement must not exceed 12 months.

We do not require sight of the AST agreement or the Company Let agreement.

For any other type of tenancy, the Bank will require sight of the proposed agreement for approval prior to completion.

The bank will not give consent to:
- Lifetime tenancies.
- Participation in schemes such as AirBnB.
Intelligent Finance Securities, Intelligent Finance, PO Box 890, Leeds, LS1 9UG


Investec Bank plc Please contact the member of Banking Legal or PBLO notified to you in the Transaction Instructions.
ITL Mortgages New Lending Department, Godiva House
Binley Business Park,
Harry Weston Road,
Coventry
CV3 2TB

Funds may not be used to purchase a property from a company in which the borrower has an interest.

Funds may not be used to replace existing development finance.

Funds may not be used to purchase a Buy to Let Property that is to be let to the current owner (i.e. who will remain in occupation of the property as a tenant).

Where the property is already let or will be let at completion, the legal representative is to ensure that any existing or proposed tenancy agreement is in a form normally used for residential agreements and it does not confer security of tenure on the tenant(s) beyond the initial fixed contractual term, which must not exceed 36 months.

The legal representative is to ensure that where the property is located within a designated selective licensing area under Part 3 of the Housing Act 2004, a licence has been granted by the local authority in respect of the property, or where the property is being purchased by the borrower, the legal representative is to ensure that the borrower is aware of their obligation to apply for a licence following completion.
JPMorgan Chase Bank, N.A. Refer to office issuing Mortgage Instructions.
Kensington Mortgage Company Ltd Kensington Mortgages, New Business Operations Centre, Ascot House, Maidenhead Office Park, Maidenhead, SL6 3QQ. Tel: 03444 990011 Fax: 03444 990022.
Kent Reliance (a trading name of OneSavings Bank plc)  
Keystone Property Finance The mortgage offer will indicate the mortgage is a Buy to Let , and whether we are lending on a House in Multiple Occupation or Multi-Let Unit. Any queries regarding standard or special mortgage conditions should be referred to contact details in 1.11a
Landbay New Business. Landbay will only lend on Buy to Let properties. Please check the mortgage offer and conditions to see what tenancies are acceptable.
Landmark Mortgages Limited New Mortgage Completions
Landmark Mortgages
PO Box 656
Durham
DH1 9LY

Tel - 0330 159 7152
Leeds Building Society As per 1.11a.
Legal & General Home Finance Ltd Same as 1.11a
LendInvest See 1.11a. Your attention is drawn, however, to the terms of the mortgage offer. We do not require a report if consent to the property being let is granted under the terms of the offer.
Lloyds Bank plc pre fixed 20/40 Mortgage Processing. Please see 1.11.
Lloyds Bank plc pre fixed 50/30/77 Mortgage Processing. Please see 1.11a
Lloyds TSB Scotland plc Mortgage Processing. Please see 1.11a
M&S Bank M&S Bank, PO Box 12, Skipton, BD23 2HL. Telephone Number 0345 002 1128 Fax 0345 111 0322
Magellan Homeloans Issuing Office
Manchester Building Society Underwriting Department.
Market Harborough Building Society As per 1.7
Masthaven Bank As per 1.11.
Metro Bank plc If the Property is subject to a letting, solicitor to confirm that:
a. the tenancy is an Assured Shorthold Tenancy within the meaning of the Housing Act 1988 (as amended) (“the Act”);
b. the terms of the tenancy do not constitute or cause a breach of any headlease, any superior lease or any covenant or restriction affecting the freehold out of which the Borrower’s lease is granted;
c. the tenancy is granted on acceptable terms and does not contain any unduly onerous covenants on the part of the landlord;
d. all notices required to be served upon the tenant pursuant to the Act (as amended) have been so served and where the tenancy is to be granted following completion notice is served of the right of the Bank to recover possession under ground 2 in Schedule Two to the Act.
Molo Finance Buy to Let Mortgages As 1.11a.
Monmouthshire Building Society Lending Operations Department
Monmouthshire Building Society
Monmouthshire House
John Frost Square
Newport
NP20 1PX

Applications which involve "distressed sales" are not acceptable, i.e. to avoid repossession proceedings and/or sale & leaseback arrangements, whereby the vendor will not vacate the property but will continue to reside under an AST.
Mortgage Agency Services Mortgage Agency Services PO Box 138 Plymouth Devon PL1 1XY
Mortgage Express As 1.11a for new mortgages. If post-completion please refer to 16.4.1
Mortgage Express No 2  
National Counties Building Society Loans Underwriting Department, Ebbisham House, 30 Church Street, Epsom, Surrey KT17 4NL
DX 30729 EPSOM
Email: loansunderwriting@ncbs.co.uk
National Westminster Bank plc As detailed above in clause 1.11a, though we only need to be contacted if it appears from the mortgage offer or the instructions that we are not aware that the property is let or to be let.
Nationwide Building Society Issuing Office
Nedbank Private Wealth Ltd You must refer to us. Our instructions will usually advise the occupancy status of the property. Please advise if your perception is different to that advised by us.
New Street Mortgages New Street Mortgages, PO Box 4761, Maidenhead, SL60 1HW. Tel: 0333-300-3100, Fax: 0333-300-3132, email: enquiries@newstreetmortgages.com
NRAM Ltd Contact not required if a NRAM Ltd Buy to Let mortgage, otherwise see 1.11a
Paragon Buy to Let Mortgages As 1.11a. See also our Supplemental Instructions and Guidance Notes, together with our Mortgage Conditions and General and Special Conditions accompanying our Offer.
Paragon Residential Owner-Occupied Mortgages As 1.11a. This is a residential product and the property must be owned and occupied by the Borrower (and family).
Paratus AMC Ltd The mortgage offer will indicate whether the mortgage is a Residential or Buy to Let product, and whether we are lending on a House in Multiple Occupation or Multi-Let Unit. Any queries regarding standard or special mortgage conditions should be referred to New Business Department, Foundation Home Loans, 5 Arlington Square, Downshire Way, Bracknell, RG12 1WA /Email: FHL@foundationhomeloans.co.uk/ Tel: 0344 770 8033
Parity Trust As 1.7
Pepper Money Pepper Money Completions Department Tel No. 0333 370 1101 or email lendingenquiries@pepper.money
Pepper Money (PUK) Pepper Money Completions Department Tel No. 0333 370 1101 or email lendingenquiries@pepper.money
Platform (a trading name of The Co-operative Bank p.l.c.) Refer to office issuing Mortgage Instructions.
Precise Mortgages (Charter Court Financial Services Ltd) If the mortgage is a buy to let product, any existing or proposed tenancy must comply with the special conditions relating to tenancies. In any other case, please advise the Completions Team at the office issuing the mortgage instructions of the letting.

Applications which involve 'distressed sales' are not acceptable, i.e. to avoid repossession proceedings and/or sale and rent back arrangements, whereby the vendor will not vacate the property but will continue to reside.
Principality Building Society Mortgage New Business
PO Box 89
Queen Street
CARDIFF
CF10 1UA
0330 333 4021
Rooftop Mortgages Ltd The address and contact details shown on the mortgage offer. Please note that if the mortgage offer states that the loan is on a Buy to Let basis we are anticipating the property is let/will be let and you should ensure that any existing occupants are subject to an Assured Shorthold Tenancy Agreement.
Saffron Building Society As 1.11
Sainsbury's Bank Contact point as detailed in 1.11a
Santander UK plc Refer to Mortgage Operations office instructing you.
Scottish Building Society  
Scottish Widows Bank New Business Processing (see 1.11a).
Secure Trust Bank PLC As 1.11
Skipton Building Society Buy to let Properties clearly state so on the Offer and will state the mortgage is unregulated. If not,please report to us as the case will have to be re-assessed and re-offered, if approved, on a Buy to Let basis. Please note we do not accept Buy to Let applications where members of the family occupy or will occupy.

For leasehold properties:
- the letting must not breach any of the lessee’s covenants; and
- consent of the lessor must be obtained if necessary
St James Place Bank Mortgage Administration, St James's Place Bank, Administration Centre, PO Box 1869, Livingston EH54 7XS
State Bank of India UK As 1.11a.
Please note that we currently only lend on buy-to-let property.

Sale and rent back is not acceptable.

Any existing or proposed letting must comply with our Buy to Let Mortgage Conditions and the Special Conditions relating to tenancies.
Swansea Building Society 11/12 Cradock Street
Swansea
SA1 3EW
01792 739100
Tesco Bank (a trading name of Tesco Personal Finance plc) Contact point as detailed in 1.11b. We do not lend against buy-to-let property.
The Mortgage Business The Mortgage Business, PO Box 548, Leeds LS1 1WU. Fax no. 0845 6039009
Applications which involve 'distressed sales' are not acceptable, i.e. to avoid repossession proceedings and/or sale & leaseback arrangements, whereby the vendor will not vacate the property but will continue to reside under an AST.
The Mortgage Lender Limited Should you become aware that the borrower intends to rent out the property and the mortgage offer is not for a Buy to Let
OR
If the Mortgage offer is for a Buy to Let and you become aware that the borrower or a member of their family intends to reside in the property, You must advise us immediately.

completions@themortgagelender.com

Tel: 0344 257 0426
The Mortgage Works TMW is a buy to let lender. Rent back is not acceptable, you should report to us if the existing tenant has owned or retains an interest in the property or if the seller is to remain or retain an interest in the property.
Where the property is subject to selective licensing as designated by the Local Authority we will lend only if the licence is in place or will be granted on or before completion.
The Royal Bank of Scotland plc As detailed above in 1.11a, though we only need to be contacted if it appears from the mortgage offer or the intructions that we are not aware that the property is let or to be let.
The Royal Bank of Scotland plc Direct Line Mortgages As detailed above in 1.11, though we only need to be contacted if it appears from the mortgage offer or the instructions that we are not aware that the property is let or to be let.
The Royal Bank of Scotland plc Direct Line One As detailed above in clause 1.11a, though we only need to be contacted if it appears from the mortgage offer or the instructions that we are not aware the property is let or to be let.
The Royal Bank of Scotland plc First Active As detailed above in 1.11a, though we only need to be contacted if it appears from the mortgage offer or the instructions that we are not aware that the property is let or to be let.
The Royal Bank of Scotland plc Natwest one Account As detailed above in clause 1.11, though we only need to be contacted if it appears from the mortgage offer or the instructions that we are not aware the property is let or to be let.
The Royal Bank of Scotland plc One Account As detailed above in clause 1.11a, though we only need to be contacted if it appears from the mortgage offer or the instructions that we are not aware the property is let or to be let.
The Royal Bank of Scotland plc Virgin One As detailed above in clause 1.11, though we only need to be contacted if it appears from the mortgage offer or the instructions that we are not aware the property is let or to be let.
The Tipton & Coseley Building Society Mortgage Department.
Together Personal Finance Limited Contact point as detailed in 1.11a above.
Topaz Finance Ltd Topaz Finance Limited
Gateway House, Gargrave Road,
Skipton,
North Yorkshire,
BD23 2HL
0345 389 1672
TSB Bank plc Mortgage Processing. Please see 1.11a
Ulster Bank Ltd As detailed above in 1.11a, though we only need to be contacted if it appears from the mortgage offer or the instructions that we are not aware that the property is let or to be let.
Vida Homeloans As 1.11a
Virgin Money Mortgage Processing
Operations
Virgin Money
Jubilee House
Gosforth
Newcastle upon Tyne
NE3 4PL

or DX 60350 Gosforth

Solicitors Helpline: 0845 604 4858
Whistletree (a trading name of TSB Bank plc) Contact not required if a Buy To Let mortgage, otherwise details as 1.11a
Yorkshire Bank Home Loans Ltd Mortgage Services
PO BOX 3105
Clydebank
Glasgow
G60 9AU
Tel - 0800 121 4203
Yorkshire Building Society As 1.11a.
Zephyr Mortgages As per 1.11