From 1st July the Council of Mortgage Lenders is integrated into a new trade association, UK Finance. For the time being, all UKF mortgage information will continue to be published on this website, and UKF member-only mortgage information will only be available here.

UK Finance represents around 300 firms in the UK providing credit, banking, markets and payment-related services. The new organisation takes on most of the activities previously carried out by the Asset Based Finance Association, the British Bankers’ Association, the Council of Mortgage Lenders, Financial Fraud Action UK, Payments UK and the UK Cards Association. Please go to www.ukfinance.org.uk for wider content and updates from UK Finance.

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Question: 6.7.2. What new home warranty documentation should be sent to the lender?

Lender Answer
Accord Buy to Let None, but you must retain on your file a copy of all documentation designated as being for the Lender.
Accord Mortgages Ltd None, but you must retain on your file a copy of all documentation designated as being for the Lender.
Adam & Company Original or certified copy of policy or guarantee document and other relevant documents.

Adam & Company International Original or certified copy of policy or guarantee document and other relevant documents.

Ahli United Bank (UK) plc All
Aldermore Bank PLC None - borrowers to retain.
Allied Irish Bank (GB), a trading name of AIB Group (UK) None. May be provided to the Borrower.
Atom Bank plc These must be sent to the borrower and a copy placed with the title deeds.
Aviva Equity Release UK Ltd None.
Bank of Ireland (UK) plc None.
Bank of Ireland as Bank of Ireland Mortgages None.
Bank of Scotland Beginning A None, please forward appropriate documentation to the borrower.
Bank of Scotland Beginning O None, please forward appropriate documentation to the borrower.
Barclays Bank UK PLC None
Barnsley Building Soc, a trading name Yorkshire Building Soc None, but you must retain on your file a copy of all documentation designated as being for the Lender.
Birmingham Midshires None. Please forward appropriate documentation to the borrower.
Bluestone Mortgages All documentation necessary to support a claim should be placed with the Deeds.
Bradford & Bingley Plc Please pass the documentation to the borrowers for safe keeping.
Britannia, a trading name of The Co-operative Bank plc None
Buckinghamshire Building Society Confirmation of the cover only.
Capital Home Loans Before completion we require to see a copy of the warranty provider's Cover Note - this is in addition to a final inspection by our valuer. Please retain any documentation that would be required to support a claim under the warranty scheme and place with the documents for the customer(s) own retention. You must ensure that the customer(s)are made aware of the importance of retaining these documents
Chelsea Building Society (a trading name of Yorkshire BS) None, but you must retain on your file a copy of all documentation designated as being for the Lender.
Clydesdale Bank plc None, borrowers to retain.
Co-operative Bank plc See 14.2.2.
Coutts Original or certified copy of policy or guarantee document and other relevant documents.
Coutts Finance Co Original or certified copy of policy or guarantee document and other relevant documents.
Coventry Building Society None. These documents should be retained by the borrower.
Cynergy Bank All warranty documentation should be sent as part of the title deeds and documents pack.
Darlington Building Society Yes - we require a copy. The borrower to retain the original.
DB UK Bank Ltd Please place the relevant certificate with the Title Information Documents
Dudley Building Society Certified copy of policy and certificate.
Earl Shilton Building Society Relevant certificates of individual warranty schemes.
Ecology Building Society Policy and Certificate
Family Building Soc (a trading name of National Counties BS) Scheme's warranty terms, signed and dated by an authorised official of the scheme.
Fleet Mortgages A complete copy of the documents should be sent to us following completion.
Foundation Home Loans All documentation necessary to support title must be sent to us after completion with the title deeds.
Furness Building Society All certificates/warranties.
GE Money Home Lending Ltd GE Money Home Lending has withdrawn from the UK mortgage market. .
Godiva Mortgages Ltd None. These documents should be retained by the borrower.
Habito None. These documents should be retained by the borrower.
Halifax None. Please forward appropriate documentation to the borrower.
Halifax Loans Ltd None. Please forward appropriate documentation to the borrower.
Hampden & Co. plc Original or certified copy of policy or guarantee document and other relevant documents should be retained with the title deeds.
Handelsbanken We require copies of the Warranty Certificates, Guarantees or other relevant documents following completion. Originals must be sent to the borrower.
Harpenden Building Society As 1.11a
Hinckley and Rugby Building Society Insert details on Certificate of Title, and forward NHBC or other acceptable certificate with Title Documents.
Hodge Equity Release Retain a copy for your file and please pass a copy certificate to the borrowers for safe keeping
Hodge Life Retain a copy for your file and please pass a copy certificate to the borrowers for safe keeping
Holmesdale Building Society All.
HSBC UK Bank plc None. However a copy must be sent to the borrower and a copy must be retained with the title deeds
Intelligent Finance None. Please forward appropriate documentation to the borrower.
Investec Bank plc None, you should retain a copy in the file of original deal documents that you hold for the Bank.
ITL Mortgages None, these documents should be retained by the borrower.
JPMorgan Chase Bank, N.A. Certificates to be placed with deeds.
Kensington Mortgage Company Ltd All relevant certificates to be forwarded to: Deeds Administration, Kensington Mortgage Company Ltd, PO Box 4760, Maidenhead, SL60 1HU following completion.
Kent Reliance (a trading name of OneSavings Bank plc) Lenders copy only
Keystone Property Finance A copy of all necessary documentation must be sent to the contact details in 1.11a
Landbay All documentation to support title must be sent to us after completion with the title deeds.
Landmark Mortgages Limited Approved warranty documentation to be sent after completion with the Title Deeds.
Leeds Building Society Certified copy of Policy and Certificate.
Legal & General Home Finance Ltd Policy and Certificate.
LendInvest A complete copy of the documents should be sent to us following completion
Lloyds Bank plc pre fixed 20/40 None.
Lloyds Bank plc pre fixed 50/30/77 None
Lloyds TSB Scotland plc None
M&S Bank None. However, a copy must be sent to the borrower and a copy must be retained with the title deeds
Magellan Homeloans None, please forward appropriate documentation to the borrower.
Manchester Building Society Please place with Title Deeds.
Market Harborough Building Society Certificate
Masthaven Bank All documentation necessary to support a claim should be placed with the Deeds.
Metro Bank plc None - to be held on file with the title deeds and documents after completion unless otherwise stated in the offer.
Molo Finance Buy to Let Mortgages All of the relevant documentation in respect of the scheme.
Monmouthshire Building Society Retain a copy for your file and please pass a copy certificate to the borrowers for safe keeping
Mortgage Agency Services Certifcate of Warranty
Mortgage Express No please pass the documentation to the borrower for safe keeping.
Mortgage Express No 2  
National Counties Building Society Scheme's warranty terms, signed and dated by an authorised official of the scheme.
National Westminster Bank plc None.
Nationwide Building Society None - borrowers to retain
Nedbank Private Wealth Ltd Documents for any scheme to be sent to us at completion.
New Street Mortgages Relevant copies should be sent to New Street Mortgages, PO Box 4761, Maidenhead, SL60 1HW and the original forwarded to the borrower
NRAM Ltd Approved warranty documentation to be sent after completion with the Title deeds.
Paragon Buy to Let Mortgages All of the relevant documentation in respect of the scheme.
Paragon Residential Owner-Occupied Mortgages All of the relevant documentation in respect of the Scheme.
Paratus AMC Ltd All documentation necessary to support title must be sent to us after completion with the title deeds.
Parity Trust Policy and Certificate
Pepper Money All relevant certificates. Please send to Pepper Money, Completions Department, Harman House, 1 George Street, Uxbridge, Middlesex, UB8 1QQ
Pepper Money (PUK) All relevant certificates. Please send to Pepper Money, Completions Department, Harman House, 1 George Street, Uxbridge, Middlesex, UB8 1QQ
Platform (a trading name of The Co-operative Bank p.l.c.) Certificates to be placed with deeds.
Precise Mortgages (Charter Court Financial Services Ltd) None
Principality Building Society Retain a copy for your file and please pass a copy certificate to the borrowers for safe keeping
Rooftop Mortgages Ltd Yes providing the consultant's professional indemnity has been verified.
Saffron Building Society Original certificate, to be sent to 1.11
Sainsbury's Bank None, these should be retained by the borrower. Please also keep a copy on your file.
Santander UK plc None - borrower(s) to retain.
Scottish Building Society Guarantee documentation should be placed with Title Deeds sent to the Society.
Scottish Widows Bank None. Please forward appropriate documentation to the borrower.
Secure Trust Bank PLC None, borrowers to retain.
Skipton Building Society Pre-completion, you must confirm the existence of such cover to the Completions Team. Post-completion, see 14.2.2.
St James Place Bank None, please forward appropriate documentation to the borrower.
State Bank of India UK All documentation necessary to support a claim should be placed with the Title Deeds.
Swansea Building Society All available documentation
Tesco Bank (a trading name of Tesco Personal Finance plc) None. This should be retained by the borrower.
The Mortgage Business None, please forward appropriate documentation to the borrower.
The Mortgage Lender Limited A complete copy of the documents should be sent to us following completion.
The Mortgage Works None, borrower to retain
The Royal Bank of Scotland plc None.
The Royal Bank of Scotland plc Direct Line Mortgages Guarantees and other relevant documents.
The Royal Bank of Scotland plc Direct Line One Guarantees and other relevant documents.
The Royal Bank of Scotland plc First Active If our letter of instruction to you is issued before 22 June 2009 - Guarantees and other relevant documents.
If our letter of instruction to you is issued on or after 22 June 2009 - No documentation.
The Royal Bank of Scotland plc Natwest one Account None, however, cases instructed prior to 5/12/2011 - Guarantees and other relevant document to be provided after completion.
The Royal Bank of Scotland plc One Account None, however, cases instructed prior to 5/12/2011 - Guarantees and other relevant document to be provided after completion.
The Royal Bank of Scotland plc Virgin One None, however, cases instructed prior to 5/12/2011 - Guarantees and other relevant document to be provided after completion.
The Tipton & Coseley Building Society Guarantee document after completion.
Together Personal Finance Limited Copy of the relevant guarantee certificate.
Topaz Finance Ltd None but please keep copies on your file.
TSB Bank plc None
Ulster Bank Ltd Guarantees and other relevant documents.
Vida Homeloans All relevant Certificates to:
Mortgage Services,
Vida Homeloans,
Gateway House,
Gargrave Road,
Skipton,
North Yorkshire,
BD23 2HL
Virgin Money The documents we need post-completion are listed in our current Deeds Schedule.
Whistletree (a trading name of TSB Bank plc) Approved warranty documentation to be sent after completion with the Title Deeds
Yorkshire Bank Home Loans Ltd None, borrowers to retain.
Yorkshire Building Society None, but you must retain on your file a copy of all documentation designated as being for the Lender.
Zephyr Mortgages None but please keep copies on your file.