From 1st July the Council of Mortgage Lenders is integrated into a new trade association, UK Finance. For the time being, all UKF mortgage information will continue to be published on this website, and UKF member-only mortgage information will only be available here.

UK Finance represents around 300 firms in the UK providing credit, banking, markets and payment-related services. The new organisation takes on most of the activities previously carried out by the Asset Based Finance Association, the British Bankers’ Association, the Council of Mortgage Lenders, Financial Fraud Action UK, Payments UK and the UK Cards Association. Please go to www.ukfinance.org.uk for wider content and updates from UK Finance.

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Question: 6.7.3. Should any assignments of building standards indemnity schemes be sent to us?

Lender Answer
Accord Buy to Let No, but you must retain a copy on your file.
Accord Mortgages Ltd No, but you must retain a copy on your file.
Adam & Company Yes, after completion.

Adam & Company International Yes, after completion.

Ahli United Bank (UK) plc Yes
Aldermore Bank PLC None - borrowers to retain.
Allied Irish Bank (GB), a trading name of AIB Group (UK) None. May be provided to the Borrower.
Atom Bank plc Yes .
Aviva Equity Release UK Ltd No.
Bank of Ireland (UK) plc Yes, to be placed with the title deeds after completion.
Bank of Ireland as Bank of Ireland Mortgages Yes, to be placed with the title deeds after completion.
Bank of Scotland Beginning A No, please forward to the borrower.
Bank of Scotland Beginning O No, please forward to the borrower.
Barclays Bank UK PLC No
Barnsley Building Soc, a trading name Yorkshire Building Soc No, but you must retain a copy on your file.
Birmingham Midshires No, please forward to the borrower.
Bluestone Mortgages No, but please keep a copy with your file.
Bradford & Bingley Plc No, please pass to the borrowers for safe keeping
Britannia, a trading name of The Co-operative Bank plc None
Buckinghamshire Building Society No
Capital Home Loans No
Chelsea Building Society (a trading name of Yorkshire BS) No, but you must retain a copy on your file.
Clydesdale Bank plc Yes, after completion
Co-operative Bank plc Yes.
Coutts Yes, after completion.
Coutts Finance Co Yes, after completion.
Coventry Building Society No, these documents should be retained by the borrower.
Cynergy Bank As per 6.7.2
Darlington Building Society None, borrowers to retain
DB UK Bank Ltd No
Dudley Building Society No, borrower to retain. However, the solicitor should notify the Society if any issues are identified.
Earl Shilton Building Society No
Ecology Building Society Yes
Family Building Soc (a trading name of National Counties BS) Yes.
Fleet Mortgages No. We may, however, ask you for copies of the documents if we require them.
Foundation Home Loans Yes - these should be sent to us after completion with the title documents.
Furness Building Society Yes, with the title deeds.
GE Money Home Lending Ltd GE Money Home Lending has withdrawn from the UK mortgage market.
Godiva Mortgages Ltd No, these documents should be retained by the borrower.
Habito No
Halifax No, please forward to the borrower.
Halifax Loans Ltd No, please forward to the borrower.
Hampden & Co. plc Please retain with the title deeds.
Handelsbanken Yes.
Harpenden Building Society Yes
Hinckley and Rugby Building Society Yes.
Hodge Equity Release No, please pass to the borrowers for safe keeping and retain a copy for your file
Hodge Life No, please pass to the borrowers for safe keeping and retain a copy for your file
Holmesdale Building Society Yes.
HSBC UK Bank plc No
Intelligent Finance No, please forward to the borrower.
Investec Bank plc None, you should retain this in the file of original deal documents that you hold for the Bank.
ITL Mortgages No, these documents should be retained by the borrower.
JPMorgan Chase Bank, N.A. Yes, placed with the deeds.
Kensington Mortgage Company Ltd Yes. To be forwarded to: Deeds Administration, Kensington Mortgage Company Ltd, PO Box 4760, Maidenhead, SL60 1HU following completion.
Kent Reliance (a trading name of OneSavings Bank plc) No borrower to retain
Keystone Property Finance No. We may however, ask you for copies of the documents if we require them
Landbay Yes. These should be sent with the title deeds after completion.
Landmark Mortgages Limited Yes
Leeds Building Society No, but please retain a copy on your file.
Legal & General Home Finance Ltd Yes, after completion.
LendInvest No. We may, however, ask you for copies of the documents if we require them.
Lloyds Bank plc pre fixed 20/40 No.
Lloyds Bank plc pre fixed 50/30/77 No
Lloyds TSB Scotland plc No
M&S Bank No
Magellan Homeloans None, please forward appropriate documentation to the borrower.
Manchester Building Society Please place with Title Deeds.
Market Harborough Building Society Yes
Masthaven Bank No, but please keep a copy with your file.
Metro Bank plc No - to be held on file with the title deeds and documents after completion.
Molo Finance Buy to Let Mortgages No, but must keep copy on your file.
Monmouthshire Building Society No, please pass to the borrowers for safe keeping and retain a copy for your file
Mortgage Agency Services Yes
Mortgage Express No please pass the documentation to the borrower for safe keeping.
Mortgage Express No 2  
National Counties Building Society Yes.
National Westminster Bank plc No.
Nationwide Building Society None - borrowers to retain
Nedbank Private Wealth Ltd Yes
New Street Mortgages Yes, this should be should be sent to New Street Mortgages, PO Box 4761, Maidenhead, SL60 1HW.

The policy should also be formally assigned to New Street Mortgages.
NRAM Ltd Yes
Paragon Buy to Let Mortgages Yes, please place with deeds.
Paragon Residential Owner-Occupied Mortgages Yes, please place with the deeds.
Paratus AMC Ltd Yes - these should be sent to us after completion with the title documents.
Parity Trust Yes
Pepper Money Yes, please send to Pepper Money, Completions Department, Harman House, 1 George Street, Uxbridge, Middlesex, UB8 1QQ
Pepper Money (PUK) Yes, please send to Pepper Money, Completions Department, Harman House, 1 George Street, Uxbridge, Middlesex, UB8 1QQ
Platform (a trading name of The Co-operative Bank p.l.c.) Yes, placed with deeds.
Precise Mortgages (Charter Court Financial Services Ltd) No.
Principality Building Society No, please pass to the borrowers for safe keeping and retain a copy for your file
Rooftop Mortgages Ltd Yes.
Saffron Building Society No - borrowers to retain
Sainsbury's Bank No, these should be retained by the borrower. Please also keep a copy on your file.
Santander UK plc No, unless your individual instructions on a particular case require this.
Scottish Building Society No
Scottish Widows Bank Yes,after completion.
Secure Trust Bank PLC None, borrowers to retain.
Skipton Building Society See 6.7.2.
St James Place Bank No, please forward to the borrower.
State Bank of India UK Yes.
Swansea Building Society Yes
Tesco Bank (a trading name of Tesco Personal Finance plc) No. These should be retained by the borrower.
The Mortgage Business No, please forward to the borrower.
The Mortgage Lender Limited Yes
The Mortgage Works None, borrower to retain
The Royal Bank of Scotland plc No.
The Royal Bank of Scotland plc Direct Line Mortgages Yes.
The Royal Bank of Scotland plc Direct Line One Yes.
The Royal Bank of Scotland plc First Active If our letter of instruction to you is issued before 22 June 2009 - Yes
If our letter of instruction to you is issued on or after 22 June 2009 - No.
The Royal Bank of Scotland plc Natwest one Account No, however, required after completion for cases instructed prior to 5/12/2011.
The Royal Bank of Scotland plc One Account No, however, required after completion for cases instructed prior to 5/12/2011.
The Royal Bank of Scotland plc Virgin One No, however, required after completion for cases instructed prior to 5/12/2011.
The Tipton & Coseley Building Society Yes.
Together Personal Finance Limited No.
Topaz Finance Ltd None but please keep copies on your file.
TSB Bank plc No
Ulster Bank Ltd Yes.
Vida Homeloans All relevant assignments to:
Mortgage Services,
Vida Homeloans,
Gateway House,
Gargrave Road,
Skipton,
North Yorkshire,
BD23 2HL
Virgin Money The documents we need post-completion are listed in our current Deeds Schedule.
Whistletree (a trading name of TSB Bank plc) Yes
Yorkshire Bank Home Loans Ltd Yes, after completion.
Yorkshire Building Society No, but you must retain a copy on your file.
Zephyr Mortgages None but please keep copies on your file.