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UK Finance represents around 300 firms in the UK providing credit, banking, markets and payment-related services. The new organisation takes on most of the activities previously carried out by the Asset Based Finance Association, the British Bankers’ Association, the Council of Mortgage Lenders, Financial Fraud Action UK, Payments UK and the UK Cards Association. Please go to www.ukfinance.org.uk for wider content and updates from UK Finance.

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Question: 14.1.4. Does the lender require me to make a form CH2 application?

Lender Answer
Accord Buy to Let Yes, if it is an instalment mortgage or where a retention is being made.
Accord Mortgages Ltd Yes, if it is an instalment mortgage or where a retention is being made.
Adam & Company No, unless requested under separate instruction.

Adam & Company International No, unless requested under separate instruction.

Ahli United Bank (UK) plc No, the obligation to make further advances should be noted automatically by the Land Registry but please check the TID on receipt to ensure that the entry has been added to the title.
Aldermore Bank PLC Yes. If the loan is subject to any retention or is made by instalments or is under any scheme whereby interest payable is deferred.
Allied Irish Bank (GB), a trading name of AIB Group (UK) No
Atom Bank plc No.
Aviva Equity Release UK Ltd No.
Bank of Ireland (UK) plc Yes, but only for cases where the loan is to be made in instalments or if there is any deferred interest, retention or stage release.
Bank of Ireland as Bank of Ireland Mortgages Yes, but only for cases where the loan is to be made in instalments or if there is any deferred interest, retention or stage release.
Bank of Scotland Beginning A No
Bank of Scotland Beginning O No
Barclays Bank UK PLC No, the obligation to make further advances should be noted automatically by the Land Registry but please check the TID on receipt to ensure that the entry has been added to the title
Barnsley Building Soc, a trading name Yorkshire Building Soc Yes, if it is an instalment mortgage or where a retention is being made.
Birmingham Midshires No
Bluestone Mortgages Yes.
Bradford & Bingley Plc No
Britannia, a trading name of The Co-operative Bank plc No
Buckinghamshire Building Society No
Capital Home Loans No
Chelsea Building Society (a trading name of Yorkshire BS) Yes, if it is an instalment mortgage or where a retention is being made.
Clydesdale Bank plc No.
Co-operative Bank plc No - in approved charge form
Coutts No, unless requested under separate instruction.
Coutts Finance Co No, unless requested under separate instruction.
Coventry Building Society No
Cynergy Bank No unless we expressly instruct you to do so.
Darlington Building Society No
DB UK Bank Ltd Only when specified in the Mortgage Offer
Dudley Building Society Yes, where the loan advance is required in stages.
Earl Shilton Building Society Yes
Ecology Building Society No
Family Building Soc (a trading name of National Counties BS) Yes, where applicable.
Fleet Mortgages No. The terms of our mortgage advance do not allow for further advances.
Foundation Home Loans No.
Furness Building Society No, unless the Society has requested this as a separate instruction
GE Money Home Lending Ltd GE Money Home Lending has withdrawn from the UK mortgage market.
Godiva Mortgages Ltd No
Habito No
Halifax No
Halifax Loans Ltd No
Hampden & Co. plc No, unless requested under separate instruction.
Handelsbanken Yes, if the mortgage is subject to any retention or is to be drawn down in instalments or is a current account mortgage or a secured overdraft.
Harpenden Building Society No
Hinckley and Rugby Building Society Yes, if there is a retention.
Hodge Equity Release No
Hodge Life Yes
Holmesdale Building Society No.
HSBC UK Bank plc We do not make retentions or offer instalment mortgages
Intelligent Finance No
Investec Bank plc Yes, if it is an instalment mortgage or if there is a retention.
ITL Mortgages No
JPMorgan Chase Bank, N.A. No.
Kensington Mortgage Company Ltd Yes. If the loan is subject to any retention or is made by instalments or is under any scheme whereby interest payable is deterred, then a form CH2 application must be made with the application for the registration of the Mortgage Deed.
Kent Reliance (a trading name of OneSavings Bank plc) No
Keystone Property Finance No
Landbay No
Landmark Mortgages Limited No
Leeds Building Society No.
Legal & General Home Finance Ltd Not applicable.
LendInvest No. The terms of our buy-to-let mortgage do not allow for further advances.
Lloyds Bank plc pre fixed 20/40 No.
Lloyds Bank plc pre fixed 50/30/77 Not applicable.
Lloyds TSB Scotland plc Not applicable.
M&S Bank We do not make retentions or offer instalment mortgages
Magellan Homeloans No
Manchester Building Society Yes, where the existing mortgage deed does not permit further advances.
Market Harborough Building Society No
Masthaven Bank Yes.
Metro Bank plc No, as we require an all monies charge on the property
Molo Finance Buy to Let Mortgages Yes.
Monmouthshire Building Society No.
Mortgage Agency Services No
Mortgage Express No
Mortgage Express No 2  
National Counties Building Society Yes, where applicable.
National Westminster Bank plc A CH2 application is required where the Offer of Loan refers to the availability of a Reserve Facility, either as a special condition or as a flexible feature.
Nationwide Building Society No
Nedbank Private Wealth Ltd You should refer to us for instructions.
New Street Mortgages N/A. New Street will not hold retentions or release funds in stages
NRAM Ltd No
Paragon Buy to Let Mortgages No
Paragon Residential Owner-Occupied Mortgages No.
Paratus AMC Ltd No.
Parity Trust No
Pepper Money No. There are currently no circumstances where this type of transaction should occur.
Pepper Money (PUK) No. There are currently no circumstances where this type of transaction should occur.
Platform (a trading name of The Co-operative Bank p.l.c.) Not applicable.
Precise Mortgages (Charter Court Financial Services Ltd) Yes.
Principality Building Society Yes - if it is an instalment mortgage or where a retention is being made.
Rooftop Mortgages Ltd No.
Saffron Building Society No
Sainsbury's Bank Not applicable.
Santander UK plc Yes.
Scottish Building Society  
Scottish Widows Bank Yes.
Secure Trust Bank PLC Yes. If the loan is subject to any retention or is made by instalments or is under any scheme whereby interest payable is deferred, then a form CH2 application must be made with the application for the registration of the Mortgage Deed.
Skipton Building Society Yes, where there is a retention or stage payment.
St James Place Bank No.
State Bank of India UK No. There are currently no circumstances where this type of transaction should occur.
Swansea Building Society No
Tesco Bank (a trading name of Tesco Personal Finance plc) Not applicable.
The Mortgage Business Only if specified in the mortgage offer
The Mortgage Lender Limited No. The terms of our mortgage advance do not allow for further advances.
The Mortgage Works No
The Royal Bank of Scotland plc A CH2 application is only required where the Offer of Loan refers to our Flexible Choice mortgage and includes a special condition offering the Borrower a Reserve facility.
The Royal Bank of Scotland plc Direct Line Mortgages No.
The Royal Bank of Scotland plc Direct Line One No.
The Royal Bank of Scotland plc First Active No.
The Royal Bank of Scotland plc Natwest one Account No.
The Royal Bank of Scotland plc One Account No.
The Royal Bank of Scotland plc Virgin One No.
The Tipton & Coseley Building Society Yes.
Together Personal Finance Limited No.
Topaz Finance Ltd Yes.
TSB Bank plc Not applicable.
Ulster Bank Ltd A CH2 application is only required where the Offer of Loan refers to our Flexible Choice mortgage and includes a special condition offering the Borrower a Reserve facility.
Vida Homeloans No, unless requested under separate instruction
Virgin Money No.
Whistletree (a trading name of TSB Bank plc) No
Yorkshire Bank Home Loans Ltd No.
Yorkshire Building Society Yes, if it is an instalment mortgage or where a retention is being made.
Zephyr Mortgages No