From 1st July the Council of Mortgage Lenders is integrated into a new trade association, UK Finance. For the time being, all UKF mortgage information will continue to be published on this website, and UKF member-only mortgage information will only be available here.

UK Finance represents around 300 firms in the UK providing credit, banking, markets and payment-related services. The new organisation takes on most of the activities previously carried out by the Asset Based Finance Association, the British Bankers’ Association, the Council of Mortgage Lenders, Financial Fraud Action UK, Payments UK and the UK Cards Association. Please go to www.ukfinance.org.uk for wider content and updates from UK Finance.

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Question: 5.20.4. Does the lender require you to disclose the details of any existing Green Deal Plan(s) on a property?

Lender Answer
Accord Buy to Let Yes. Please provide details of any Green Deal plans - see 1.11a for contact details.
Accord Mortgages Ltd Yes. Please provide details of any Green Deal plans - see 1.11a for contact details.
Adam & Company Yes.
Where we have been advised by our solicitors that the property to be purchased benefits from a Green Deal. Green Deal is a government initiative designed to help business and home owners to employ more green technologies in their properties. Green technology is installed into the property with no up front costs. The costs are paid back through the energy bill over a period of time.
When the owner moves then the remaining costs stays with the property and the new owner.
Please consider the solicitors comments to assess if this information is material and needs to be advised to the Credit Approver.
Please advise me if no action is necessary or when any additional Approval is obtained.

Adam & Company International Yes.
Where we have been advised by our solicitors that the property to be purchased benefits from a Green Deal. Green Deal is a government initiative designed to help business and home owners to employ more green technologies in their properties. Green technology is installed into the property with no up front costs. The costs are paid back through the energy bill over a period of time.
When the owner moves then the remaining costs stays with the property and the new owner.
Please consider the solicitors comments to assess if this information is material and needs to be advised to the Credit Approver.
Please advise me if no action is necessary or when any additional Approval is obtained.

Ahli United Bank (UK) plc Yes
Aldermore Bank PLC Yes. As 1.11.
Allied Irish Bank (GB), a trading name of AIB Group (UK) Yes – please refer to AIB Group (UK) plc, Central Securities (GB)
Atom Bank plc Yes, contact details as per 1.11.
Aviva Equity Release UK Ltd Yes; if possible provide a copy of the Energy Performance Certificate (EPC) showing the 22 digit reference number for the Green Deal provider. If this is not available provide full details (name & address) of Green Deal provider
Bank of Ireland (UK) plc Yes.
Bank of Ireland as Bank of Ireland Mortgages Yes.
Bank of Scotland Beginning A No.
Bank of Scotland Beginning O No.
Barclays Bank UK PLC Yes
Barnsley Building Soc, a trading name Yorkshire Building Soc Yes. Please provide details of any Green Deal plans - see 1.11a for contact details.
Birmingham Midshires No.
Bluestone Mortgages Yes.
Bradford & Bingley Plc We are not providing new lending and do not consent to the Green Deal on existing mortgage accounts.
Britannia, a trading name of The Co-operative Bank plc Yes
Buckinghamshire Building Society Yes
Capital Home Loans Yes
Chelsea Building Society (a trading name of Yorkshire BS) Yes. Please provide details of any Green Deal plans - see 1.11a for contact details.
Clydesdale Bank plc Yes.(see 1.11a for contact details).
Co-operative Bank plc Yes
Coutts Yes.
Where we have been advised by our solicitors that the property to be purchased benefits from a Green Deal. Green Deal is a government initiative designed to help business and home owners to employ more green technologies in their properties. Green technology is installed into the property with no up front costs. The costs are paid back through the energy bill over a period of time.
When the owner moves then the remaining costs stays with the property and the new owner.
Please consider the solicitors comments to assess if this information is material and needs to be advised to the Credit Approver.
Please advise me if no action is necessary or when any additional Approval is obtained.

Coutts Finance Co Yes.
Where we have been advised by our solicitors that the property to be purchased benefits from a Green Deal. Green Deal is a government initiative designed to help business and home owners to employ more green technologies in their properties. Green technology is installed into the property with no up front costs. The costs are paid back through the energy bill over a period of time.
When the owner moves then the remaining costs stays with the property and the new owner.
Please consider the solicitors comments to assess if this information is material and needs to be advised to the Credit Approver.
Please advise me if no action is necessary or when any additional Approval is obtained.

Coventry Building Society No
Cynergy Bank Yes.
Darlington Building Society Yes; if possible provide a copy of the Energy Performance Certificate (EPC) showing the 22 digit reference number for the Green Deal provider. If this is not available provide full details (name & address) of Green Deal provider
DB UK Bank Ltd Yes. Please provide details of any Green Deal plans - see 1.11a for contact details.
Dudley Building Society Yes, refer to us
Earl Shilton Building Society Yes - Refer to Mortgage Dept at Head Office - Earl Shilton 01455 844 422
Ecology Building Society Yes
Family Building Soc (a trading name of National Counties BS) Yes, see 1.11a for contact details.
Fleet Mortgages Yes. This includes details of the work carried out, the balance outstanding, the monthly payments, outstanding term, copies of any guarantees and a copy of the Energy Performance Certificate.
Foundation Home Loans Yes. Please refer to New Business Department, Foundation Home Loans, 5 Arlington Square, Downshire Way, Bracknell, RG12 1WA
Email: FHL@foundationhomeloans.co.uk
Tel: 0344 770 8033
Furness Building Society Yes, to Centralised Mortgage Processing
Furness Building Society
51-55 Duke Street
Barrow in Furness
Cumbria LA14 1RT
GE Money Home Lending Ltd GE Money Home Lending has withdrawn from the UK mortgage market.
Godiva Mortgages Ltd No.
Habito Yes
Halifax No.
Halifax Loans Ltd No.
Hampden & Co. plc Yes.
Handelsbanken Yes.
Harpenden Building Society Yes
Hinckley and Rugby Building Society Yes. Report to Principal Office, Mortgage Department, Advances Section. We require confirmation of the Green Deal loan balance outstanding, monthly payment, term remaining, list of works undertaken, copies of any guarantees for the work and a copy of the Energy Performance Certificate.
Hodge Equity Release Yes. Please refer to Mortgage Lending Department (as per 1.11a)
Hodge Life Yes. Please refer to Mortgage Lending Department (as per 1.11a)
Holmesdale Building Society Yes, see 1.11a for contact details.
HSBC UK Bank plc Yes (see 1.11a for contact details).
Intelligent Finance No.
Investec Bank plc Yes.
ITL Mortgages No
JPMorgan Chase Bank, N.A.  
Kensington Mortgage Company Ltd Yes. Please provide the details to us.
Do not proceed until we have confirmed that you may do so.
Kent Reliance (a trading name of OneSavings Bank plc)  
Keystone Property Finance Yes. Please refer to 1.11a providing full details of the work carried out, the balance outstanding, the monthly payments, outstanding term, copies of any. Please do not proceed until we have confirmed that you may do so.
Landbay Yes.
Landmark Mortgages Limited We are not providing new lending and do not consent to the Green Deal on existing mortgage accounts.
Leeds Building Society Yes. Please refer to Mortgage Lending Department (as per 1.11a).
Legal & General Home Finance Ltd Yes. Please refer to Underwriting Department.
LendInvest Yes. This includes details of the work carried out, the balance outstanding, the monthly payments, outstanding term, copies of any guarantees and a copy of the Energy Performance Certificate.
Lloyds Bank plc pre fixed 20/40 No.
Lloyds Bank plc pre fixed 50/30/77 No.
Lloyds TSB Scotland plc No.
M&S Bank Yes to M&S Bank, PO Box 12, Skipton, BD23 2HL. Telephone Number 0345 002 1128 Fax 0345 111 0322
Magellan Homeloans Yes; if possible provide a copy of the Energy Performance Certificate (EPC) showing the 22 digit reference number for the Green Deal provider. If this is not available provide full details (name & address) of Green Deal provider
Market Harborough Building Society Yes
Masthaven Bank Yes.
Metro Bank plc Yes, contact details as per 1.11.
Molo Finance Buy to Let Mortgages Yes. Please provide full details including: Confirmation of the Green Deal loan balance outstanding; monthly payment; term remaining; list of works undertaken; copies of any guarantees for the work and a copy of the Energy Performance Certificate.

DO NOT PROCEED UNTIL WE HAVE CONFIRMED THAT YOU MAY DO SO.
Monmouthshire Building Society Contact Lending Operations Department.
sols@monbs.com
Mortgage Agency Services Yes
Mortgage Express We are not providing new lending and do not consent to the Green Deal on existing mortgage accounts.
National Counties Building Society Yes, see 1.11a for contact details.
National Westminster Bank plc Yes, you must disclose details of any existing Green deal plans to us as detailed above in 1.11a.
Nationwide Building Society Where a green deal loan balance is currently more than £10,000 please provide the issuing office with the following:the balance, monthly payment, term remaining, list of works that were undertaken, copies of any guarantees for the work and a copy of the Energy Performance Certificate.
Nedbank Private Wealth Ltd Yes - Please refer to us
New Street Mortgages Yes, as New Street will not lend in these circumstances
NRAM Ltd We are not providing new lending and do not consent to the Green Deal on existing mortgage accounts.
Paragon Buy to Let Mortgages Yes. Please provide full details including:- Confirmation of the Green Deal loan balance outstanding; monthly payment; term remaining; list of works undertaken; copies of any guarantees for the work and a copy of the Energy Performance Certificate.

DO NOT PROCEED UNTIL WE HAVE CONFIRMED THAT YOU MAY DO SO.
Paragon Residential Owner-Occupied Mortgages Yes. Please provide full details including:-
Confirmation of the Green Deal loan balance outstanding; monthly payment; term remaining; list of works undertaken; copies of any guarantees for the work and a copy of the Energy Performance Certificate. DO NOT PROCEED UNTIL WE HAVE CONFIRMED THAT YOU MAY DO SO.
Paratus AMC Ltd Yes. Please refer to New Business Department, Foundation Home Loans, 5 Arlington Square, Downshire Way, Bracknell, RG12 1WA /Email: FHL@foundationhomeloans.co.uk/ Tel: 0344 770 8033
Parity Trust Yes
Pepper Money Yes, please provide the details to us at the contact point at 1.11 as soon as you have become aware. In any event, please inform us prior to exchange of contracts and do not proceed until we have confirmed that you may do so.
Pepper Money (PUK) Yes, please provide the details to us at the contact point at 1.11 as soon as you have become aware. In any event, please inform us prior to exchange of contracts and do not proceed until we have confirmed that you may do so.
Platform (a trading name of The Co-operative Bank p.l.c.) Yes
Precise Mortgages (Charter Court Financial Services Ltd) Yes.
Principality Building Society Yes, you must disclose details of any existing Green Deal Plans to us as detailed in 1.7.
Rooftop Mortgages Ltd  
Saffron Building Society Yes - refer to 1.11
Sainsbury's Bank Yes. Please report to the Contact point as detailed in 1.11a.
Santander UK plc No unless there are any unusual situations or concerns then please refer to the Mortgage Operations office instructing you.
Scottish Widows Bank No.
Secure Trust Bank PLC As 1.11
Skipton Building Society Yes. Please also provide an up to date EPC.
State Bank of India UK Yes. Full details must be provided together with a full copy of the Energy Performance Certificate (EPC) including the disclosure page.
Swansea Building Society Yes
Tesco Bank (a trading name of Tesco Personal Finance plc) No.
The Mortgage Business No.
The Mortgage Lender Limited Yes. This includes details of the work carried out, the balance outstanding, the monthly payments, outstanding term, copies of any guarantees and a copy of the Energy Performance Certificate.
The Mortgage Works Where a green deal loan balance is currently more than £10,000 please provide the issuing office with the following: the balance, monthly payment, term remaining, list of works that were undertaken, copies of any guarantees for the work and a copy of the Energy Performance Certificate.
The Royal Bank of Scotland plc Yes, you must disclose details of any existing Green deal plans to us as detailed above in 1.11a.
The Royal Bank of Scotland plc Direct Line Mortgages Yes, you must disclose details of any existing Green deal plans to us as detailed above in 1.11a.
The Royal Bank of Scotland plc Direct Line One Yes, you must disclose details of any existing Green deal plans to us as detailed above in 1.11a.
The Royal Bank of Scotland plc First Active Yes, you must disclose details of any existing Green deal plans to us as detailed above in 1.11a.
The Royal Bank of Scotland plc Natwest one Account Yes, you must disclose details of any existing Green deal plans to us as detailed above in 1.11a.
The Royal Bank of Scotland plc One Account Yes, you must disclose details of any existing Green deal plans to us as detailed above in 1.11a.
The Royal Bank of Scotland plc Virgin One Yes, you must disclose details of any existing Green deal plans to us as detailed above in 1.11a.
The Tipton & Coseley Building Society Yes - please supply full details of any Green Deal Plan including ongoing monthly commitments and the EPC certificate.
Together Personal Finance Limited Yes.
Topaz Finance Ltd  
TSB Bank plc No
Ulster Bank Ltd Yes, you must disclose details of any existing Green deal plans to us as detailed above in 1.11a.
Vida Homeloans Yes. As 1.11a
Virgin Money Only if the credit agreement is for £10,000 or more.
Whistletree (a trading name of TSB Bank plc) Yes, as we do not consent to the Green Deal on existing mortgage accounts. Details as 1.11a
Yorkshire Bank Home Loans Ltd Yes.(see 1.11a for contact details).
Yorkshire Building Society Yes. Please provide details of any Green Deal plans - see 1.11a for contact details.
Zephyr Mortgages Yes. Please provide full details and await our further instructions