You can find details of our latest research reports on this page.

We commission external research in areas of strategic or longer-term importance to our members.

External research can help to initiate policy debates, shape our future housing and mortgage markets and strengthen our links with key opinion-formers and industry stakeholders.

See also our Future research page for details of research that we are currently working on or planning for the near-term.

Advice for older mortgage borrowers: current picture, future potential - interim findings

1 March 2017

Following previous research into demand for retirement borrowing, CML has commissioned Jackie Wells and Associates to conduct a further programme to explore the advice framework for older mortgage customers.

The profile of UK private landlords

13 December 2016

A research report providing up-to-date information on the scale and profile of private landlords and how policy changes may affect their future plans.

Government housing schemes: Accident or design?

16 November 2016

This research report sets out a framework for exploring how well the various government housing initiatives fit together, whether they form a coherent whole, and which households are helped, or not, by such products.

Home-ownership or bust?

20 October 2016

A research report exploring the challenges facing younger households and the supportive role being played by government housing initiatives.

Shared Ownership: Ugly sister or Cinderella?

18 October 2016

Examining the challenges and opportunities from a mortgage lender's perspective, around the government's ambitious plans to support an additional 135,000 shared ownership homes.

Retirement borrowing: Reality, Perceptions, Projections and Potential

3 December 2015

In this research report, the CML has produced a series of ‘calls to action’ for the mortgage industry, government and regulators, to deliver good outcomes for older borrowers.

Consumer demand for retirement borrowing

1 November 2015

The report provides an overview of some of the key issues related to the current retirement borrowing landscape, and the challenges facing key stakeholders.