From 1st July the Council of Mortgage Lenders is integrated into a new trade association, UK Finance. For the time being, all UKF mortgage information will continue to be published on this website, and UKF member-only mortgage information will only be available here.

UK Finance represents around 300 firms in the UK providing credit, banking, markets and payment-related services. The new organisation takes on most of the activities previously carried out by the Asset Based Finance Association, the British Bankers’ Association, the Council of Mortgage Lenders, Financial Fraud Action UK, Payments UK and the UK Cards Association. Please go to for wider content and updates from UK Finance.

Download report367kb / PDF

Published: 20 October 2016

This market research gauges whether the home ownership dream is alive and well across the UK. It forms part of a continuous set of consumer research findings that stretch all the way back to the mid-1970s.

The report explores the challenges facing younger households and the supportive role being played by government housing initiatives.


  1. Home ownership or bust? (PDF 367KB)