From 1st July the Council of Mortgage Lenders is integrated into a new trade association, UK Finance. For the time being, all UKF mortgage information will continue to be published on this website, and UKF member-only mortgage information will only be available here.

UK Finance represents around 300 firms in the UK providing credit, banking, markets and payment-related services. The new organisation takes on most of the activities previously carried out by the Asset Based Finance Association, the British Bankers’ Association, the Council of Mortgage Lenders, Financial Fraud Action UK, Payments UK and the UK Cards Association. Please go to for wider content and updates from UK Finance.

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Retirement borrowing: Reality, Perceptions, Projections and Potential

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Published: 3 December 2015

In this research report, the CML has produced a series of ‘calls to action’ for the mortgage industry, government and regulators, to deliver good outcomes for older borrowers – which allow the market to develop to meet the needs of consumers, while providing proper safeguards.