Here you'll find our latest articles, market commentary, and opinion pieces, most recent first.  

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Data show rates falling as access to the market widens


10 February 2016

The latest Bank of England data shows that conditions for borrowers have improved over the last year - and look set to continue to do so in the coming weeks.

Generation 'stuck': What can we do to help older home-owners downsize?


8 February 2016

A new report by the International Longevity Centre - UK has found that, while many older home-owners want to downsize, there is a huge shortage of suitable property. ILC research fellow Brian Beach looks at the issue raised by the report.

Homes at risk of flooding: what next?


28 January 2016

In April, a new scheme to improve availability of flood insurance comes into effect. We welcome the imminent arrival of Flood Re, but there will be gaps in the cover it provides. Over time, we believe that Flood Re will need to expand to provide cover for a wider range of property.

Market commentary January 2016


21 January 2016

Uncertainty in the global markets has pushed back expectations of interest rate increases. But mortgage lending continues its current spell of healthy growth. We estimate gross mortgage lending was £19.9 billion in December, nearly a quarter higher than a year ago. There is uncertainty in the buy-to-let sector, as a result of upcoming tax changes.

Competition review must consider effects of regulation, says CML


13 January 2016

Although the UK mortgage market shows many signs of being highly competitive, we accept there may be a case for an FCA competition review. But any review must look at all the available evidence, focus on the right areas - and consider the effects of regulation.

Buy-to-let: a happy new year for landlords?


6 January 2016

New YouGov survey findings, which we preview today, show that buy-to-let landlords have financial resilience to cope with higher interest rates. Three-quarters foresee no problems in dealing with a 1.5% Bank rate rise, and generally their plans for coping with higher mortgage costs are plausible.

Market commentary: 2016 and 2017 forecasts


17 December 2015

We publish our new forecasts alongside market commentary. Benign economic conditions should help underpin a gentle improvement in the housing and mortgage market going forwards, though this will be limited as a result of affordability pressures and new supply challenges. Buy-to-let faces a challenging period as tax changes and the possibility of macro-prudential action adversely impact the sector over the next two years.

All I want for Christmas is...


16 December 2015

As the festive season draws nearer, we've asked some of those we've worked closely with this year to tell us what would make their perfect Christmas present. Today, we publish their answers.

CML welcomes Key Retirement as a new associate


16 December 2015

The CML is delighted to announce that Key Retirement has joined as an associate. There are now 134 members, a further eight members that are third party administrators and 89 associates.

Retirement borrowing: where next?


10 December 2015

Reports this month by the financial ombudsman and the Resolution Foundation highlight the complex and varied circumstances in which individual older borrowers find themselves. Our own report sets out the challenges - and how we might make progress in helping older people fulfil their aspirations.