From 1st July the Council of Mortgage Lenders is integrated into a new trade association, UK Finance. For the time being, all UKF mortgage information will continue to be published on this website, and UKF member-only mortgage information will only be available here.

UK Finance represents around 300 firms in the UK providing credit, banking, markets and payment-related services. The new organisation takes on most of the activities previously carried out by the Asset Based Finance Association, the British Bankers’ Association, the Council of Mortgage Lenders, Financial Fraud Action UK, Payments UK and the UK Cards Association. Please go to for wider content and updates from UK Finance.

Please note this page is no longer being updated. Please go to the news area on the UK Finance website for the latest mortgage industry news. 

To continue to receive the latest industry news, please subscribe to UK Finance alerts on the UK Finance website. 


UK mortgage market shows strong regional differences


26 September 2016

CML data on lending in Scotland, Wales, Northern Ireland and London shows that each of these markets has its own unique characteristics, distinguishing it from the rest of the UK.

Market commentary September 2016


22 September 2016

While hard economic data post-referendum remains scarce, surveys point to a recovery in sentiment. Our gross lending estimate for August is £22.5 billion, up 15% on a year ago.

Book now for CML conference on role of intermediaries


19 September 2016

CML conference chair Peter Rogerson sets out his views on the role of intermediaries in the mortgage market.

What next for buy-to-let?


12 September 2016

Richard Donnell of Hometrack looks at his firms's data on rents and property values - and assesses the impact of tightened underwriting criteria on buy-to-let landlords and lenders.

Market commentary August 2016


25 August 2016

We estimate that gross mortgage lending was £21.4 billion in July, marginally softer than June, but the first year-on-year drop for more than a year.

A government scheme that worked


17 August 2016

The Help to Buy mortgage guarantee scheme is set to close at the end of this year - we look back at how it has performed over the last three years.

Still small but growing: How have landlord characteristics changed since 2010?


8 August 2016

Our survey shows most landlords are still part-time, have a small portfolio of properties and rely on rental payments for less than half of their income.

First Bank rate cut in seven years - so, what happens now?


4 August 2016

What happens following a Bank rate cut depends on the type of mortgage a borrower has - and its terms and conditions. Where lenders have discretion to adjust borrowing rates, they will take into account the Bank's decision, alongside a range of other factors affecting their costs and margins.

Largest mortgage lenders 2015 - challenger and specialist lenders show strongest growth in competitive market


28 July 2016

New data on the largest lenders shows challenger and specialist banks saw the strongest growth in 2015, with medium-sized firms also increasing their market share.

Banishing the Brexit blues?


25 July 2016

Our latest survey on tenure aspirations shows that the desire to be a home-owner remains strong.

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