From 1st July the Council of Mortgage Lenders is integrated into a new trade association, UK Finance. For the time being, all UKF mortgage information will continue to be published on this website, and UKF member-only mortgage information will only be available here.

UK Finance represents around 300 firms in the UK providing credit, banking, markets and payment-related services. The new organisation takes on most of the activities previously carried out by the Asset Based Finance Association, the British Bankers’ Association, the Council of Mortgage Lenders, Financial Fraud Action UK, Payments UK and the UK Cards Association. Please go to for wider content and updates from UK Finance.


Digital change and the mortgage market


12 June 2017

Research we are publishing later this month will explore how digital change has the potential to transform the mortgage market.

Housing in Scotland: a key political issue


30 May 2017

We look at how the market in Scotland compares to the rest of the UK, and review different housing practices and policies operating north of the border.

Market commentary May 2017


25 May 2017

Our estimate of gross mortgage lending for April is £18.4 billion, up 4% year-on-year. Remortgage activity and first-time buyers continue to drive lending growth.

Housing in Wales rises up the political agenda


17 May 2017

The Welsh housing market is more subdued than the rest of the UK. Housing policy is shaped by the Welsh government, but the UK general election will affect developments.

Interest-only: coaxing the cat out of the bag


15 May 2017

Our latest annual report on the number of outstanding interest-only mortgages shows the same pattern of numbers continuing to fall. Since 2012, the total has declined by more than 40%.

Lenders get good rating from first-time buyers


8 May 2017

Survey findings from YouGov show a high degree of satisfaction with lenders among first-time buyers.

The new Guardianship Act is great news for lenders


4 May 2017

The new Guardianship Act will help lenders deal with the difficult circumstances when a borrower is reported missing - and their finances are left in limbo.

Macro-prudential regulation: have we got the balance right?


21 April 2017

Figures show that mortgage approvals are lower than the Bank of England predicted when it tightened macro-prudential policy in 2014. So, is it time to re-calibrate?

Market commentary April 2017


20 April 2017

Our estimate of gross mortgage lending for March is £21.4 billion. Accounting for seasonal factors, this figure is slightly lower but in line with average lending over the past year.

Tax changes put more pressure on buy-to-let landlords


3 April 2017

From this week, buy-to-let landlords begin to bear a progressively tightening new tax burden, which has already begun to slow growth of the sector.

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