From 1st July the Council of Mortgage Lenders is integrated into a new trade association, UK Finance. For the time being, all UKF mortgage information will continue to be published on this website, and UKF member-only mortgage information will only be available here.

UK Finance represents around 300 firms in the UK providing credit, banking, markets and payment-related services. The new organisation takes on most of the activities previously carried out by the Asset Based Finance Association, the British Bankers’ Association, the Council of Mortgage Lenders, Financial Fraud Action UK, Payments UK and the UK Cards Association. Please go to for wider content and updates from UK Finance.


Brexit means we need fewer houses - or does it?


27 March 2017

If Brexit means there will be fewer immigrants, does that mean we need to build fewer homes? John Perry, policy adviser at the Chartered Institute of Housing, examines the issues.

Market commentary March 2017


23 March 2017

Activity levels slowly recover as transactions remain above the 100,000 threshold for the second month in a row. Our estimate of gross lending for February is £18.2 billion.

The state of the UK rental market


20 March 2017

CML member Landbay Partners Ltd produces detailed analysis of the UK rental market. In this article, Landbay CEO John Goodall looks at what the data shows about recent developments.

Affordability boosts the Northern Ireland market


16 March 2017

The market downturn hit harder in Northern Ireland than elsewhere in the UK. But the size of the correction has boosted affordability - and a recovery led by first-time buyers.

Bracing for Impact: How aware are buy-to-let landlords of changes?


7 March 2017

A YouGov survey shows that buy-to-let landlords are fairly well informed of new tax and regulatory changes, with one in 10 planning to leave the sector.

Older borrowers: new approaches, old barriers


2 March 2017

Research published later this spring will shed new light on different types of older borrowers - and the barriers that deny them access to a wider choice of financial options.

A spotlight on shared ownership


27 February 2017

We are now collecting more data on shared ownership so that lenders and others can have a better understanding of the types of borrowers attracted to the tenure.

Market commentary February 2017


23 February 2017

Lending in January was estimated to be £18.9 billion, up 2% on a year ago. First-time buy numbers continue to recover, while movers remain weak.

Lenders support Bill to appoint guardians for borrowers who go missing


21 February 2017

The CML supports the Guardianship (Missing Persons) Bill, which would allow the appointment of guardians to administer mortgages on behalf of borrowers who go missing.

Characteristics of London landlords


15 February 2017

The private rented sector is larger in London than the rest of the UK. Our recent survey examined how landlords in the capital differ from the rest of the country.

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