Here you will find responses that we have submitted to consultations by government departments and other organisations that are relevant to mortgage lenders and their customers.

CML members and associates can also keep up to date with our work in progress on formulating responses to consultations that haven't yet reached their closing date. Please note some content is restricted for CML members and associates only.

Got an opinion? Let us know. We love to hear from CML members on "active" responses, so we can reflect views from the whole lending industry.

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Consultation title Consulting body Summary Consulting period Status
Energy Strategy – Scotland's Energy Efficiency Programme (SEEP): consultation. SG The Scottish Government has launched a consultation on options for its Energy Efficiency Programme and its policy design. We will respond on issues likely to impact on lender interests. 27/01/17 - 30/05/17 Open
Proposals to amend the Land Registration Rules 2003 LR The Land Registry is consulting on some changes to the Land Registration Rules 2003, to allow them to offer customers digital alternatives to paper conveyancing and registration. 09/02/17 - 05/04/17 Open
Private Rented Sector in Northern Ireland – Proposals for change DfC The Department for Communities, Northern Ireland, is reviewing the role and regulation of the private rented sector. This consultation contains recommendations for enhancing and improving the sector. 10/01/17 - 03/04/17 Open
Reviewing the funding of the Financial Services Compensation Scheme (FSCS) - consultation FCA The FCA is inviting responses on a number of options for changing both the funding of the Financial Services Compensation Scheme (FSCS) and the coverage it provides to consumers. 14/12/16 - 31/03/17 Open
HS2 Phase 2b Crewe to Manchester, West Midlands to Leeds Property Consultation 2016 DFT The Department of Transport is consulting on property compensation support packages for Phase 2b of the High Speed Two rail project, now that the preferred route has been announced. 15/11/16 - 09/03/17 Open
A revised and improved approach to delivery of housing regulation WG The Welsh Government is consulting on proposals for a new set of performance standards and associated guidance, to replace the current delivery outcomes. 13/01/17 - 24/02/17 Open
Extending Coverage of the Freedom of Information (Scotland) Act 2002 to Registered Social Landlords SG We disagree with the proposal. It is not necessary; disproportionate; resource intensive; and inconsistent with the government’s stated intention of legislating to ensure RSLs can be reclassified as private bodies. 01/12/16 - 23/02/17 Open
Digital Transformation: Next Steps ROS Registers of Scotland (RoS) is consulting on the next steps of their digital transformation agenda. 30/11/16 - 22/02/17 Open
Funding for Supported Housing - consultation DCLG We are of the view that the proposed funding model, in particular the local ring-fence, will bring greater uncertainty and additional risk into funding decisions for supported housing providers. 21/11/16 - 13/02/17 Closed
Public financial guidance review: consultation on a single body HMT Bringing together pensions, money guidance and debt advice in a Single Financial Guidance Body should have the aim of taking an holistic approach to advice and guidance on financial matters. 21/12/16 - 13/02/17 Closed