Here you will find responses that we have submitted to consultations by government departments and other organisations that are relevant to mortgage lenders and their customers.
CML members and associates can also keep up to date with our work in progress on formulating responses to consultations that haven't yet reached their closing date. Please note some content is restricted for CML members and associates only.
Got an opinion? Let us know. We love to hear from CML members on "active" responses, so we can reflect views from the whole lending industry.
Search consultation responses
|Consultation title||Consulting body||Summary||Consulting period||Status|
|Refining the PRA’s Pillar 2A capital framework||PRA||This consultation paper sets out proposed adjustments to the PRA’s Pillar 2A capital framework, with the aim of making the capital assessment more robust and proportionate.||24/02/17 - 31/05/17||Open|
|Energy Strategy – Scotland's Energy Efficiency Programme (SEEP): consultation.||SG||The Scottish Government has launched a consultation on options for its Energy Efficiency Programme and its policy design. We will respond on issues likely to impact on lender interests.||27/01/17 - 30/05/17||Open|
|FCA Quarterly Consultation No.16||FCA||The FCA are proposing to make changes to (among other sections of the handbook) the Supervision Manual (SUP) and Enforcement Guide (EG) arising from the extended Immigration Act 2014.||06/03/17 - 03/05/17||Open|
|Housing White Paper consultation – changes to planning policy and legislation||DCLG||The DCLG have issued a consultation 'Fixing our broken housing market' focusing on changes to planning policy and legislation in relation to housing, sustainable development and the environment.||07/02/17 - 02/05/17||Open|
|Consultation on heat & energy efficiency strategies, and regulation of district heating||SG||The Scottish Government is seeking views on the role that regulation could play in local heat & energy efficiency strategies and the development of district heating in Scotland.||28/01/17 - 18/04/17||Open|
|Guidance on the treatment of politically exposed persons (PEPs) under the Money Laundering Regulations 2017||FCA||The Financial Conduct Authority have published draft guidance on politically exposed persons, to firms who are supervised by them under money laundering regulations.||15/03/17 - 18/04/17||Open|
|Money laundering regulations 2017 consultation||HMT||HM Treasury are consulting on the draft Money Laundering Regulations 2017, which will bring the requirements of the Fourth Money Laundering Directive into UK law.||15/03/17 - 12/04/17||Open|
|Proposals to amend the Land Registration Rules 2003||LR||The Land Registry is consulting on some changes to the Land Registration Rules 2003, to allow them to offer customers digital alternatives to paper conveyancing and registration.||09/02/17 - 05/04/17||Open|
|Private Rented Sector in Northern Ireland – Proposals for change||DfC||We are concerned by paragraph 7.32, which states that “Northern Ireland has fallen behind other jurisdictions in relation to regulation…” as this implies that there is a regulatory ‘arms race’.||10/01/17 - 03/04/17||Open|
|Reviewing the funding of the Financial Services Compensation Scheme (FSCS) - consultation||FCA||The FCA is inviting responses on a number of options for changing both the funding of the Financial Services Compensation Scheme (FSCS) and the coverage it provides to consumers.||14/12/16 - 31/03/17||Open|