From 1st July the Council of Mortgage Lenders is integrated into a new trade association, UK Finance. For the time being, all UKF mortgage information will continue to be published on this website, and UKF member-only mortgage information will only be available here.

UK Finance represents around 300 firms in the UK providing credit, banking, markets and payment-related services. The new organisation takes on most of the activities previously carried out by the Asset Based Finance Association, the British Bankers’ Association, the Council of Mortgage Lenders, Financial Fraud Action UK, Payments UK and the UK Cards Association. Please go to www.ukfinance.org.uk for wider content and updates from UK Finance.

Here you will find responses that we submitted before January 2018. This page is no longer being updated. For the latest mortgage consultation responses please go to the UK Finance website.


Search consultation responses

Clear filter
Consultation title Consulting body Summary Consulting period Status
Regulatory reform of Registered Social Landlords WG We are working with regulators and officials in the UK’s devolved nations as they develop their respective proposals to recalibrate the extent of government/ regulatory control over their RSL sectors. 08/05/17 - 03/07/17 Closed
Changes to frequency of Help to Buy - Wales statistical outputs WG We support the proposal as it should provide more meaningful information for lenders and also align reporting with other Welsh Government statistical outputs on housing. 01/03/17 - 24/05/17 Closed
A revised and improved approach to delivery of housing regulation WG We believe that these judgements should, subject to effectively resourced implementation, support lenders and investors in calibrating their own assessments of RSL businesses. 13/01/17 - 24/02/17 Closed
Social Housing Rent Standard and Guidance 2016 WG We note that most of the proposals relate more to local authorities as registered social landlords and, as such, are of tangential interest to our members. 17/06/16 - 12/08/16 Closed
Tax devolution in Wales - Land Transaction Tax WG We responded to the Welsh Government consultation on a Land Transaction Tax, to replace Stamp Duty Land Tax in Wales from April 2018. To the extent that we welcome the proposed... 10/02/15 - 06/05/15 Closed
Land Transaction Tax WG We responded to the Welsh Government consultation on a Land Transaction Tax, to replace Stamp Duty Land Tax in Wales from April 2018. To the extent that we welcome the proposed... 10/02/15 - 06/05/15 Closed
Draft guidance on housing association board member remuneration WG We responded by welcoming the flexibility and freedom for boards to decide to remunerate, as this could help attract and retain the required skills and expertise needed for good governance.... 15/09/14 - 08/12/14 Closed
Renting Homes - Illustrative model contract WG We responded to the Welsh Government consultation on an illustrative model contract under the proposed Renting Homes regime. We highlighted the need for fundamental terms including payment of rent and... 23/07/14 - 14/10/14 Closed
Code of Governance for Welsh housing associations CHC The CML has responded to a consultation by Community Housing Cymru on a draft Code of Governance for Welsh housing associations. We broadly welcome the proposed code, which could help... 31/08/14 - 31/08/14 Closed
Meeting the Housing Challenge: Building a consensus for action WG CML Cymru has responded to the Welsh Government discussion paper Meeting the Housing Challenge: Building a consensus for action. We focus on implications for lenders, particularly in the buy-to-let market,... 01/02/12 - 17/02/12 Closed