Here you will find responses that we have submitted to consultations by government departments and other organisations that are relevant to mortgage lenders and their customers.
Members and associates can also keep up to date with our work in progress on formulating responses to consultations that haven't yet reached their closing date. Please note some content is restricted for members and associates only.
Got an opinion? Let us know. We love to hear from members on "active" responses, so we can reflect views from the whole lending industry.
Search consultation responses
|Consultation title||Consulting body||Summary||Consulting period||Status|
|Increasing the borrowing capacity of stock transfer housing associations||DCLG||The CML have responded to the DCLG consultation on Increasing the borrowing capacity of strock transfer housing associations.||01/03/15 - 31/05/15||Closed|
|A new tenancy for private rented sector||SG||We have responded to the second consultation by the Scottish Government on a new tenancy for private sector in Scotland. We have expressed concern about the ending of the no...||30/03/15 - 10/05/15||Closed|
|Tax devolution in Wales - Land Transaction Tax||WG||We responded to the Welsh Government consultation on a Land Transaction Tax, to replace Stamp Duty Land Tax in Wales from April 2018. To the extent that we welcome the proposed...||10/02/15 - 06/05/15||Closed|
|Land Transaction Tax||WG||We responded to the Welsh Government consultation on a Land Transaction Tax, to replace Stamp Duty Land Tax in Wales from April 2018. To the extent that we welcome the proposed...||10/02/15 - 06/05/15||Closed|
|Regulatory Guidance Consultation||SHR||We have responded to the consultation by the Scottish Housing Regulator for the registered social landlord sector in Scotland. In the main the guidance is being tidied up and does...||01/02/15 - 24/04/15||Closed|
|Basel Committee on Banking Standards Consultative Document on Revisions to the standardised approach for credit risk||BCBS||We have responded to the Basel Committee on Banking Supervision’s consultation on Revisions to the Standardised Approach for credit risk. Our response makes the point that we believe that overall...||27/03/15 - 27/03/15||Closed|
|Capital floors - the design of a framework based on standardised approaches||BCBS||Our response makes the point that we believe that overall the design of any capital floors should await until a comprehensive review of the operation of the existing prudential regulation...||22/12/14 - 27/03/15||Closed|
|Joint committee consultation paper on guidelines for cross-selling practices||ESA||We have responded to the European Supervisory Authorities’ (ESAs)consultation on cross-selling practices. Our response makes a general point that we believe the MCD’s provisions on tying and bundling are sufficient...||22/12/14 - 20/03/15||Closed|
|Buy-to-let mortgages - implementing the Mortgage Credit Directive Order 2015||FCA||The CML has responded to the FCA’s consultation on buy-to-let mortgages in relation to the Mortgage Credit Directive (MCD) Order. We are broadly supportive of the manner in which the...||01/02/15 - 19/03/15||Closed|
|Renewable Heat Incentives||DECC||We have responded to the Department of Energy and Climate Change's (DECC) call for evidence on renewable heat incentives. DECC is looking at the possibility of a third party financing...||28/01/15 - 12/03/15||Closed|