Here you will find responses that we have submitted to consultations by government departments and other organisations that are relevant to mortgage lenders and their customers.
Members and associates can also keep up to date with our work in progress on formulating responses to consultations that haven't yet reached their closing date. Please note some content is restricted for members and associates only.
Got an opinion? Let us know. We love to hear from members on "active" responses, so we can reflect views from the whole lending industry.
Search consultation responses
|Consultation title||Consulting body||Summary||Consulting period||Status|
|A new tenancy for the private sector in Scotland||SG||We have responded to the Scottish Government consultation on a new tenancy regime for the private rented sector. We have welcomed many of the proposals in the paper including the...||05/01/15 - 05/01/15||Closed|
|Call for evidence: British Credit Unions at 50||HMT||The CML has responded to the HMT’s call for evidence: British credit unions at 50. Our response sets out our view that the current regulatory regime is overly restrictive and burdensome...||23/06/14 - 31/12/14||Closed|
|CP14/20: Implementing the Mortgage Credit Directive and the new regime for second charge mortgages||FCA||Our response to the FCA’s Mortgage Credit Directive consultation calls on the FCA to take a pragmatic approach to implementing this European legislation. There are a number of areas where...||25/09/14 - 30/12/14||Closed|
|Right to Build: Supporting Custom and Self Build||DCLG||The CML has responded to the Department for Communities and Local Government consultation on Right to Build. The CML is supportive of efforts to increase housing supply, recognising that custom-build...||01/10/14 - 19/12/14||Closed|
|Proposals to exempt certain heritable securities from from the "20 year security rule"||SG||We have responded to this Scottish Government consultation saying we support fully their proposals to exempt Scottish Government shared equity schemes such as Help to Buy and LIFT from the...||27/10/14 - 18/12/14||Closed|
|Draft guidance on housing association board member remuneration||WG||We responded by welcoming the flexibility and freedom for boards to decide to remunerate, as this could help attract and retain the required skills and expertise needed for good governance....||15/09/14 - 08/12/14||Closed|
|The Financial Policy Committee's housing market tools||HMT||We have responded to HMT’s consultation on the Financial Policy Committee’s housing market tools. We question why the FPC feels it needs the power of direction - rather than recommendation - on...||30/10/14 - 28/11/14||Closed|
|Consultation on Housing and Wellbeing||SHELTER||We have responded to consultation by Shelter Scotland Housing Commission on Housing and Wellbeing. In particular we have commented on proposals in the consultation about residential mortgage lending and lending...||25/11/14 - 25/11/14||Closed|
|The Standard Financial Statement||MAS||The CML has responded to the Money Advice Service consultation on a 'Standard Financial Statement'. While the CML supports standardisation of documentation in this particular part of the mortgage market...||01/10/14 - 12/11/14||Closed|
|Social Media and Customer Communications||FCA||The CML responds to the FCA guidance consultation on GC14/06 social media and customer communications.||01/08/14 - 06/11/14||Closed|