Here you will find responses that we have submitted to consultations by government departments and other organisations that are relevant to mortgage lenders and their customers.
Members and associates can also keep up to date with our work in progress on formulating responses to consultations that haven't yet reached their closing date. Please note some content is restricted for members and associates only.
Got an opinion? Let us know. We love to hear from members on "active" responses, so we can reflect views from the whole lending industry.
Search consultation responses
|Consultation title||Consulting body||Summary||Consulting period||Status|
|Recovering the costs of administering the regulatory gateway through application fees||FCA||The CML has responded to the FCA's consultation on recovering the costs of administering the regulatory gateway (DP14/1). Our response recommends these costs should continue to be shared between existing...||01/06/14 - 26/08/14||Closed|
|Changes to the regulatory framework for social housing in England||HCA||We have responded to the HCA consultation on their proposed changes to the regulatory framework for social housing in England. Although we are generally supportive, some areas could benefit from...||27/05/14 - 21/08/14||Closed|
|Enforcement decision-making at the financial services regulators||HMT||The CML has responded to the Treasury consultation on enforcement decision making at the financial services regulators. We consider the financial regulators’ approach to enforcement is broadly effective. Some aspects...||22/07/14 - 22/07/14||Closed|
|The case for a better functioning securitisation market in the European Union||BOE||We have responded to the discussion paper jointly prepared by the Bank of England and the European Central Bank on the securitisation market. In our response, we confine our comments...||15/05/14 - 04/07/14||Closed|
|CP14/11: Retirement reforms and the government guarantee||FCA||We have responded to the FCA’s consultation on retirement reforms and the government guarantee, highlighting that it should be identified whether someone has outstanding debt or a mortgage at the...||01/07/14 - 01/07/14||Closed|
|Professional Indemnity Insurance||SRA||The CML has responded to the SRA’s consultation on changes to solicitor’s professional indemnity cover. We are concerned that the proposals to remove financial institutions from protection under compulsory PI...||18/06/14 - 18/06/14||Closed|
|Changes to Reporting Accounting Requirements||SRA||The CML has responded to the SRA’s consultation on changes to reporting accounting requirements. We are concerned at the proposals to remove the requirement for independent accountant assessments of SRA-regulated...||18/06/14 - 18/06/14||Closed|
|Flood insurance, Flood Re and the recent floods||EFRA COMMI||We are providing this briefing to set out our headline concerns principally about the extent of the exclusions from the Flood Re scheme, which will generally not accept households where...||11/03/14 - 10/06/14||Closed|
|The introduction of an eligibility criteria||SRA||The CML has responded to the SRA’s consultation on eligibility criteria for the SRA compensation fund, which proposes to remove financial institution’s eligibility to claim. We have highlighted some of...||01/06/14 - 01/06/14||Closed|
|Housing SORP||NHF||The CML has responded to a consultation survey by the National Housing Federation about revised guidance on impairment of assets in the accounts of housing associations. The guidance will form...||28/05/14 - 28/05/14||Closed|