From 1st July the Council of Mortgage Lenders is integrated into a new trade association, UK Finance. For the time being, all UKF mortgage information will continue to be published on this website, and UKF member-only mortgage information will only be available here.

UK Finance represents around 300 firms in the UK providing credit, banking, markets and payment-related services. The new organisation takes on most of the activities previously carried out by the Asset Based Finance Association, the British Bankers’ Association, the Council of Mortgage Lenders, Financial Fraud Action UK, Payments UK and the UK Cards Association. Please go to www.ukfinance.org.uk for wider content and updates from UK Finance.

Here you will find responses that we submitted before January 2018. This page is no longer being updated. For the latest mortgage consultation responses please go to the UK Finance website.


Search consultation responses

Consultation title Consulting body Summary Consulting period Status
Independent commission on valuation RICS CML has made a submission to RICS’ independent commission on valuation. We have highlighted the key challenges and areas of concern from a lenders’ perspective. 30/09/13 - 30/09/13 Closed
Electronic Document (Scotland) Regulations 2013 ROS The CML Scotland has responded to the consultation by the Registers of Scotland on the Electronic Document (Scotland) Regulations 2013. We have emphasised that where electronic documents and signatures are being... 03/09/13 - 03/09/13 Closed
Call for evidence - legal regulation MOJ The CML has responded to the Ministry of Justice’s call for evidence on legal services regulation. We are supportive, as representatives of consumers of legal services, of reviewing the current... 30/08/13 - 30/08/13 Closed
CP13/2 Mortgage Market Review - data reporting FCA The CML has responded to the FCA’s consultation on new data reporting requirements - most significantly relating to Product Sales Data - arising from the MMR. Whilst we support the objectives and... 01/08/13 - 30/08/13 Closed
White paper on renting homes WG The CML has responded to the Welsh Government’s Renting Homes White Paper on the reform of landlord-tenant law in Wales. We believe the proposals represent desirable rather than essential change,... 01/08/13 - 13/08/13 Closed
Securing the future availability and affordability of home insurance in areas of flood risk DEFRA The CML has responded to DEFRA’s consultation on a proposed new approach to flood insurance, aimed at ensuring continued affordability and availability. We think the proposals are broadly sensible in... 27/06/13 - 08/08/13 Closed
CP on securing the future availability and affordability of home insurance in flood risk areas DEFRA The CML has responded to DEFRA’s consultation on a proposed new approach to flood insurance, aimed at ensuring continued affordability and availability. We think the proposals are broadly sensible in... 14/05/13 - 05/08/13 Closed
Proposed changes to the Con29 & Con29O forms Law Soc The CML has responded to the Law Society of England and Wales’ consultation on proposed changes to the Con29 and Con29O forms. While broadly content with the proposals, we have... 30/07/13 - 30/07/13 Closed
Quarterly Consultation Paper No1 – Chapter 3: MMR changes FCA The CML has responded to Chapter 3 of the FCA’s Quarterly Consultation Paper CP13/3 which sets out final changes to the MMR rules in respect of professional standards and transitional provisions.... 01/06/13 - 30/07/13 Closed
FCA Quarterly Consultation Paper No1 – Chapter 3: MMR changes FCA The CML has responded to Chapter 3 of the FCA’s Quarterly Consultation Paper CP13/3 which sets out final changes to the MMR rules in respect of professional standards and transitional provisions.... 01/06/13 - 30/07/13 Closed