Here you will find responses that we have submitted to consultations by government departments and other organisations that are relevant to mortgage lenders and their customers.
Members and associates can also keep up to date with our work in progress on formulating responses to consultations that haven't yet reached their closing date. Please note some content is restricted for members and associates only.
Got an opinion? Let us know. We love to hear from members on "active" responses, so we can reflect views from the whole lending industry.
Search consultation responses
|Consultation title||Consulting body||Summary||Consulting period||Status|
|CP on separate representation in conveyancing||lawscot||The CML Scotland has responded to the consultation by the Law Society of Scotland (LSS) on their proposed move to separate representation. We remain opposed to move to separate representation,...||19/07/13 - 19/07/13||Closed|
|Policy paper - House building and a private rented sector that works for Britain's families||LAB||This CML submission focuses on the Labour Party's proposals for landlord registration, letting agent regulation and security of tenure in the private rented sector.||31/05/13 - 31/05/13||Closed|
|Exercising the statutory power to pay the cost of firm interventions from the Compensation Fund||SRA||The CML has responded to the SRA’s consultation on paying for the cost of solicitor firm interventions via the Compensation Fund. We are concerned about the impact this may have...||31/05/13 - 31/05/13||Closed|
|GC13/2 Dealing fairly with interest-only mortgage customers who risk being unable to repay their loan||FCA||The CML has responded to the FCA’s consultation on draft guidance on dealing fairly with interest-only customers at risk of being unable to repay their loan. The CML has worked...||30/05/13 - 30/05/13||Closed|
|DP13/1: Transparency||FCA||The CML has responded to the FCA’s discussion paper on transparency. Our response sets out our view that transparency of regulation is crucial for the effective operation of the mortgage...||01/03/13 - 24/05/13||Closed|
|CP: HS2 - Exceptional Hardship Scheme for Phase Two||DFT||The CML has responded to the Department for Transport’s consultation on an Exceptional Hardship scheme for Phase two of HS2. We are broadly supportive of the proposals; however, highlight that...||28/01/13 - 20/05/13||Closed|
|HS2 - Exceptional Hardship Scheme for Phase Two||DFT||The CML has responded to the Department for Transport’s consultation on an Exceptional Hardship scheme for Phase two of HS2. We are broadly supportive of the proposals, however highlight that...||20/05/13 - 20/05/13||Closed|
|Protecting social housing assets in a more diverse sector||HCA||The CML has responded to the HCA discussion paper Protecting social housing assets in a more diverse sector, and looks forward to further engagement with the Agency and the housing...||17/05/13 - 17/05/13||Closed|
|CP4-13: Credit risk and internal ratings based approaches||PRA||The CML has responded to proposals from the PRA which could see capital cover requirements for lending to housing associations increase substantially.||26/04/13 - 26/04/13||Closed|
|Credit risk and internal ratings based approaches||PRA||The CML has responded to proposals from the PRA which could see capital cover requirements for lending to housing associations increase substantially.||26/04/13 - 26/04/13||Closed|