Here you will find responses that we have submitted to consultations by government departments and other organisations that are relevant to mortgage lenders and their customers.
Members and associates can also keep up to date with our work in progress on formulating responses to consultations that haven't yet reached their closing date. Please note some content is restricted for members and associates only.
Got an opinion? Let us know. We love to hear from members on "active" responses, so we can reflect views from the whole lending industry.
Search consultation responses
|Consultation title||Consulting body||Summary||Consulting period||Status|
|Financial viability of RSLs - information requirements||SHR||CML Scotland has responded to the consultation by the Scottish Housing Regulator proposing that as part of the annual information requirements which it obtains from RSLs in Scotland, it should,...||11/04/13 - 11/04/13||Closed|
|Achieving consistent and high quality debt advice||MAS||The CML has issued a broadly supportive response to the Money Advice Service's consultation paper, welcoming the intentions behind its proposed Quality Framework.||18/03/13 - 18/03/13||Closed|
|CP13-3: Handbook transitional arrangements, the appointment of with-profits committee members and certain other Handbook amends||FCA||The CML has responded to CP 13-3 on regulatory reform. The response sets out our concerns regarding the need for clarity on the final transitional period for amending stationery (as set...||25/01/13 - 25/02/13||Closed|
|CP13-2: the Money Advice Service cost allocation method for 2013-14||FCA||We have responded to proposals that home finance providers and administrators should pay a 1309% increase in the Money Advice Service levy. It is not just the magnitude of the increase...||22/02/13 - 22/02/13||Closed|
|CP12-35 – The FCA’s use of temporary product intervention rules||FCA||The CML has submitted a response to CP12-35 on The FCA’s use of Temporary Product Intervention Rules. Our response makes clear our overarching concern about the impact of temporary product...||02/12/12 - 04/02/13||Closed|
|The journey to the FCA||FCA||The CML has responded to the FSA’s consultation The Journey to the FCA. As part of our response we raise concerns regarding the uncertainty about how the FCA intends to...||09/01/13 - 09/01/13||Closed|
|Journey to the FCA: To make financial markets work well so consumers get a fair deal||FCA||The CML has responded to the FSA’s consultation The Journey to the FCA. As part of our response we raise concerns regarding the uncertainty about how the FCA intends to...||09/01/13 - 09/01/13||Closed|
|Land and Buildings Transaction Tax (Scotland) Bill||SPFC||The CML Scotland has made a submission to the Scottish Parliament, Finance Committee in respect of their call for evidence on the Land and Buildings Transaction Tax (Scotland) Bill. We...||03/01/13 - 03/01/13||Closed|
|The Prudential Regulation Authority's approach to banking supervision||BOE||The CML has responded to the joint Bank of England and FSA document that outlined the Prudential Regulation Authority’s (PRA) approach to banking supervision. Our comments focus on those areas...||01/10/12 - 18/12/12||Closed|
|The Mayor's Housing Covenant: homes for working Londoners||GLAMAYOR||The CML has responded to the Mayor’s Housing Covenant proposals for improving the intermediate housing market for working Londoners. We are supportive of the proposals to increase supply, streamline the...||01/09/12 - 17/12/12||Closed|