Here you will find responses that we have submitted to consultations by government departments and other organisations that are relevant to mortgage lenders and their customers.
Members and associates can also keep up to date with our work in progress on formulating responses to consultations that haven't yet reached their closing date. Please note some content is restricted for members and associates only.
Got an opinion? Let us know. We love to hear from members on "active" responses, so we can reflect views from the whole lending industry.
Search consultation responses
|Consultation title||Consulting body||Summary||Consulting period||Status|
|Housing White Paper consultation – changes to planning policy and legislation||DCLG||We welcome the publication of the paper, and look forward to working with the government on measures seeking to increase the availability, affordability and choice of homes across different tenures.||07/02/17 - 02/05/17||Closed|
|Guidance on the treatment of politically exposed persons (PEPs) under the Money Laundering Regulations 2017||FCA||We broadly welcome the guidance, and make a number of suggestions for improved clarity and utility, such as the inclusion of case studies.||15/03/17 - 18/04/17||Closed|
|Consultation on heat & energy efficiency strategies, and regulation of district heating||SG||The proposals could have significant impacts on lenders and consumers, as they envisage the possibility of building owners/ consumers being required or compelled to connect to a district heating system.||28/01/17 - 18/04/17||Closed|
|Money laundering regulations 2017 consultation||HMT||We believe the draft regulations meet the aims of keeping the AML/CTF regime up to date, effective and proportionate.||15/03/17 - 12/04/17||Closed|
|Recovery of Capital Grant General Determinations 2017||GLAMAYOR||Sector legal advisers have concluded that this is acceptable from the perspective of lenders, particularly as it does not prevent a disposal by a lender in possession scenarios.||23/03/17 - 11/04/17||Closed|
|Proposals to amend the Land Registration Rules 2003||LR||We have responded to the land registration rules consultation, supporting changes to the rules to enable electronic conveyancing, but calling for further clarity on the robustness of identity verification measures.||09/02/17 - 05/04/17||Closed|
|Private Rented Sector in Northern Ireland – Proposals for change||DfC||We are concerned by paragraph 7.32, which states that “Northern Ireland has fallen behind other jurisdictions in relation to regulation…” as this implies that there is a regulatory ‘arms race’.||10/01/17 - 03/04/17||Closed|
|Reviewing the funding of the Financial Services Compensation Scheme (FSCS) - consultation||FCA||It is our opinion that any funding model that the FCA proposes for the FSCS must be transparent and ensure that the regulated UK financial markets work well.||14/12/16 - 31/03/17||Closed|
|HCA consultation on an amendment to the Tenant Involvement and Empowerment Standard||HCA||We have decided not to respond to this consultation, as it is not directly relevant to us and our members.||08/02/17 - 22/03/17||Closed|
|The future of Ireland's mortgage market - consultation||CCPC||We welcome the opportunity to provide general comments for this consultation, outlining what we believe makes for an effective mortgage market for lenders plus their existing and potential customers.||20/02/17 - 20/03/17||Closed|