Here you will find responses that we have submitted to consultations by government departments and other organisations that are relevant to mortgage lenders and their customers.
Members and associates can also keep up to date with our work in progress on formulating responses to consultations that haven't yet reached their closing date. Please note some content is restricted for members and associates only.
Got an opinion? Let us know. We love to hear from members on "active" responses, so we can reflect views from the whole lending industry.
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|Consultation title||Consulting body||Summary||Consulting period||Status|
|Inquiry: Capacity of the homebuilding industry||DCLGC||The Communities and Local Government committee has launched an inquiry into the capacity of the house-building industry to meet demand for new homes.||05/07/16 - 12/09/16||Closed|
|Call for input to the post-implementation review of the FCA’s crowdfunding rules||FCA||We are supportive of the FCA proposal that peer to peer (P2P) platforms providing funding for residential mortgages should be subject to the same regulations as residential mortgage lenders.||08/07/16 - 08/09/16||Closed|
|Review of the Scottish Social Housing Charter – A Consultation||SG||We have provided comments on the value and usefulness of the Scottish Social Housing Charter to lenders, taking into account the current operational and resourcing environment of the Regulator.||01/06/16 - 24/08/16||Closed|
|ECO: Help to Heat - consultation||DECC||Lenders welcome measures that could help reduce energy running costs in mortgaged properties and we welcome proposals to simplify ECO and better target fuel-poor homes.||29/06/16 - 17/08/16||Closed|
|RICS consultation on valuation of Buy-to-let properties and Houses in Multiple Occupation||RICS||We welcome the introduction of such guidance, recognising the challenges which these types of properties raise for valuers; and make some specific suggestions on the drafting to improve clarity.||18/07/16 - 15/08/16||Closed|
|Quarterly Consultation No. 13 (CP 16/17)||FCA||We are supportive of the simplification principle being adopted in relation to the mortgage changes being proposed by the Financial Conduct Authority.||04/07/16 - 15/08/16||Closed|
|Social Housing Rent Standard and Guidance 2016||WG||We note that most of the proposals relate more to local authorities as registered social landlords and, as such, are of tangential interest to our members.||17/06/16 - 12/08/16||Closed|
|Minor FCA Handbook changes related to mortgage borrowers with a payment shortfall||FCA||We support the view that any payment received from a customer with a payment shortfall is allocated solely to reduce the payment shortfall.||10/06/16 - 10/08/16||Closed|
|Removing barriers to switching regulators||SRA||We welcome the proposal to amend existing rules which trigger PII run-off provisions where a firm wishes to change regulator.||21/04/16 - 14/07/16||Closed|
|Land Registry consultation on Local Land Charges Rules||LR||We stress the need for a clear implementation pathway which avoids any additional delay to the conveyancing process.||09/05/16 - 11/07/16||Closed|