Here you will find responses that we have submitted to consultations by government departments and other organisations that are relevant to mortgage lenders and their customers.
Members and associates can also keep up to date with our work in progress on formulating responses to consultations that haven't yet reached their closing date. Please note some content is restricted for members and associates only.
Got an opinion? Let us know. We love to hear from members on "active" responses, so we can reflect views from the whole lending industry.
Search consultation responses
|Consultation title||Consulting body||Summary||Consulting period||Status|
|Supervising building societies’ treasury and lending activities: consultation||PRA||While we support the overall framework aligning risk and capital, we are keen to ensure that a perceived negative assessment of the risks involved with certain types of lending does...||02/04/16 - 04/07/16||Closed|
|Updating the Land Registration Act 2002: A Consultation Paper||Law Com||We have cautioned against radical reform of the indemnity scheme, especially in light of the uncertainty around the future operation of the Land Registry, and wider economic uncertainty.||31/03/16 - 30/06/16||Closed|
|Underwriting standards for buy-to-let mortgage contracts CP11/16||PRA||We welcome the decision by the PRA not to take an unduly prescriptive approach, instead giving lenders the flexibility to interpret their responsibilities in accordance with commercial drivers.||29/03/16 - 29/06/16||Closed|
|Improving the consumer landscape and quicker switching: call for evidence||BIS||We have now responded to the BIS consultation. Our response focused on the unsuitability of extending 7-day switching proposals to the mortgage market.||24/05/16 - 23/06/16||Closed|
|Proposals for a loan-level data collection of buy-to-let lending: a consultation||BOE||We recognise that collecting loan-level buy-to-let data is essential to provide timely data to support the Bank’s supervisory functions, but we have some questions and concerns regarding the specific approach.||29/04/16 - 10/06/16||Closed|
|HM Treasury Public financial guidance review: proposal for consultation||HMT||In response, we highlight issues concerning funding of the new bodies, and the need for co-ordination.||16/03/16 - 08/06/16||Closed|
|Proposed increase to court fees in Northern Ireland||NICTS||We do not believe that increased court fees in will be a barrier to cases being taken through the courts.||14/03/16 - 08/06/16||Closed|
|PRA consultation on equity release mortgages||PRA||The CML has responded to the PRA consultation on equity release mortgages (ERM).The paper was asking for views on ERM valuation, capital treatment, risk management and associated matters.||31/03/16 - 27/05/16||Closed|
|BIS consultation on moving Land Registry operations to the private sector||BIS||We do not have a fundamental objection to the concept of privatisation of the Land Registry and note that there are potential benefits.||24/03/16 - 26/05/16||Closed|
|Council of Licensed Conveyancers consultation||CLC||We note that the changes are intended to increase consumer protection, which is welcome.||05/05/16 - 20/05/16||Closed|