Here you will find responses that we have submitted to consultations by government departments and other organisations that are relevant to mortgage lenders and their customers.
Members and associates can also keep up to date with our work in progress on formulating responses to consultations that haven't yet reached their closing date. Please note some content is restricted for members and associates only.
Got an opinion? Let us know. We love to hear from members on "active" responses, so we can reflect views from the whole lending industry.
Search consultation responses
|Consultation title||Consulting body||Summary||Consulting period||Status|
|Starter homes regulations: technical consultation||DCLG||We acknowledge the range of member views on this consultation and our response makes key proposals to improve the scheme and encourage the greatest possible lender participation.||23/03/16 - 18/05/16||Closed|
|Consultation on proposed changes to Consumer Code for home builders||CCHBMB||We agree with the proposed amendments to ‘Home Buyer’ and ‘Vulnerable Customer’ and note that the definition of vulnerable customer is similar to that used in the financial services industry||01/03/16 - 30/04/16||Closed|
|The Renewable Heat Incentive: a reformed and refocused scheme||DECC||We have now responded, with particular focus on the proposals relating to the domestic scheme, intended to increase renewable heating technologies among customers who are less able to pay.||03/03/16 - 27/04/16||Closed|
|BIS call for evidence: Terms and Conditions and consumer protection fining powers||BIS||The call for evidence rightly appears to focus on the sectors where there is light touch or less regulation and/or where a customer is most likely to accept T&Cs without...||01/03/16 - 25/04/16||Closed|
|Ageing population and financial services||FCA||The FCA invited collaboration and communication from its stakeholders on issues relevant for older consumers, so that together we can design recommendations that improve market outcomes for these consumers.||22/02/16 - 15/04/16||Closed|
|Upward extensions in London||DCLG||In principle, greater freedom to build upwards, on existing premises could be a viable option to increase housing supply.||01/02/16 - 15/04/16||Closed|
|BIS consultation with amended proposals on Revisions to the Standardised Approach for credit risk||BCBS||In response to the submissions to the first consultation on Revisions to the Standardised Approach for credit risk, the BIS has published a further consultation with amended proposals.||01/12/15 - 11/03/16||Closed|
|Financial Policy Committee powers of direction in the buy-to-let market||HMT||HM Treasury have published a consultation on the operation of the UK BTL market in relation to the potential risks the BTL market may have with regard to financial stability.||17/12/15 - 11/03/16||Closed|
|Future flood prevention inquiry: Environment, Food and Rural Affairs Committee call for submissions||EFRA COMMI||The EFRA Committee has announced an inquiry into future flood prevention in England, following severe flooding this winter.||05/02/16 - 26/02/16||Closed|
|Changes to the National Planning Policy Framework||DCLG||The government has recently opened a consultation on various changes to the National Planning Policy Framework.||01/12/15 - 22/02/16||Closed|