From 1st July the Council of Mortgage Lenders is integrated into a new trade association, UK Finance. For the time being, all UKF mortgage information will continue to be published on this website, and UKF member-only mortgage information will only be available here.

UK Finance represents around 300 firms in the UK providing credit, banking, markets and payment-related services. The new organisation takes on most of the activities previously carried out by the Asset Based Finance Association, the British Bankers’ Association, the Council of Mortgage Lenders, Financial Fraud Action UK, Payments UK and the UK Cards Association. Please go to for wider content and updates from UK Finance.

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A revised Value for Money Standard and associated Code of Practice

Last updated: 16 Oct 2017

Consulting body:
Homes and Communities Agency
Period of consultation:
Runs from 27 September 2017 to 20 December 2017
CML action:
Preparing response

The HCA, as regulator of social housing in England, has published its consultation on a revised Value for Money (VfM) Standard to be in place from April 2018.  The intention is to revise the VfM Standard and publish a new associated Code of Practice that would help registered providers (housing associations) understand how compliance with the new Standard might be achieved.