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  4. Energy Strategy – Scotland's Energy Efficiency Programme (SEEP): consultation.

Energy Strategy – Scotland's Energy Efficiency Programme (SEEP): consultation.

Last updated: 22 May 2017

Consulting body:
Scottish Government
Period of consultation:
Runs from 27 January 2017 to 30 May 2017
CML action:
Response submitted

The Scottish Government has launched a consultation on options for its Energy Efficiency Programme and its policy design, focusing on:

  • the role of regulation, standards and financial incentives
  • what the appropriate levels and sources of funding should be
  • the provision of advice, information and consumer protection
  • how to establish and sustain  local supply chains and trusted delivery agents
  • the nature of programme delivery
  • the balance between local and national responsibilities
  • monitoring and review process

CML response

In our response to this consultation we highlight key issues from a lender’s perspective, including:

  • how any loan or “charge” for energy efficiency measures might interact with the first-ranking mortgage.
  • the extent to which energy efficiency measures might impact mortgageability and marketability of the property
  • ownership of measures and issues with any third party rights over them
  • what might happen in possession cases
  • how any enforcement, sanctions or penalties regime might impact mortgageability and mortgage affordability. 

We are ready to engage with government further as this policy initiative develops.

Download the full CML response below.