From 1st July the Council of Mortgage Lenders is integrated into a new trade association, UK Finance. For the time being, all UKF mortgage information will continue to be published on this website, and UKF member-only mortgage information will only be available here.

UK Finance represents around 300 firms in the UK providing credit, banking, markets and payment-related services. The new organisation takes on most of the activities previously carried out by the Asset Based Finance Association, the British Bankers’ Association, the Council of Mortgage Lenders, Financial Fraud Action UK, Payments UK and the UK Cards Association. Please go to for wider content and updates from UK Finance.

Last updated: 17 Dec 2015

Consulting body:
Register of Scotland
Period of consultation:
Runs from 5 October 2015 to 8 January 2016
CML action:
Response submitted

Keeper-induced registration (KIR) is a new power, introduced through the Land Registration etc. (Scotland) 2012 Act, which allows the Keeper of the Registers of Scotland (RoS) to add titles onto the land register without an application from the owner.

The means by which KIR could be used to help achieve RoS’ objective of completing the land register has now been published in a consultation report