From 1st July the Council of Mortgage Lenders is integrated into a new trade association, UK Finance. For the time being, all UKF mortgage information will continue to be published on this website, and UKF member-only mortgage information will only be available here.

UK Finance represents around 300 firms in the UK providing credit, banking, markets and payment-related services. The new organisation takes on most of the activities previously carried out by the Asset Based Finance Association, the British Bankers’ Association, the Council of Mortgage Lenders, Financial Fraud Action UK, Payments UK and the UK Cards Association. Please go to www.ukfinance.org.uk for wider content and updates from UK Finance.

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  4. Land Registry consultation on Local Land Charges Rules

Land Registry consultation on Local Land Charges Rules

Last reviewed: 17 Jul 2016

Consulting body:
Land Registry
Status:
Closed
Period of consultation:
Runs from 9 May 2016 to 11 July 2016
CML action:
Response submitted

The Land Registry are consulting on proposed draft Local Land Charges Rules 2017. 

There is a legal obligation to register local land charges and the Infrastructure Act 2015 provides for the transfer of responsibility for local land charges in England and Wales from local authorities to Land Registry.

Under these provisions, initially Land Registry will provide a single, digital local land charges register for the 326 English local authorities, but in order to implement this change, secondary legislation is required.

CML response

Aside from some minor comments on the draft rules themselves, we have stressed the need for a clear implementation pathway, which avoids any additional delay to the conveyancing process, as the information is transferred from the local authorities to the Land Registry; and for clarity on how customers will be protected during the implementation period.

The full consultation response can be downloaded below.