From 1st July the Council of Mortgage Lenders is integrated into a new trade association, UK Finance. For the time being, all UKF mortgage information will continue to be published on this website, and UKF member-only mortgage information will only be available here.

UK Finance represents around 300 firms in the UK providing credit, banking, markets and payment-related services. The new organisation takes on most of the activities previously carried out by the Asset Based Finance Association, the British Bankers’ Association, the Council of Mortgage Lenders, Financial Fraud Action UK, Payments UK and the UK Cards Association. Please go to for wider content and updates from UK Finance.

Last updated: 15 Feb 2010

Consulting body:
HM Treasury
Period of consultation:
Runs from 2 December 2009 to 15 February 2010
CML action:
The CML responded to the HM Treasury consultation paper on Mortgage Regulation. In so far as the proposals on buy-to-let regulation are concerned, this consultation about new mortgage regulation needs to be read in conjunction with two subsequent government papers on the private rental sector published this month - Investment in the UK private rented sector by the Treasury and The private rented sector - professionalism and quality by the Communities and Local Government Department.


  1. Mortgage regulation (PDF 226KB)