From 1st July the Council of Mortgage Lenders is integrated into a new trade association, UK Finance. For the time being, all UKF mortgage information will continue to be published on this website, and UKF member-only mortgage information will only be available here.

UK Finance represents around 300 firms in the UK providing credit, banking, markets and payment-related services. The new organisation takes on most of the activities previously carried out by the Asset Based Finance Association, the British Bankers’ Association, the Council of Mortgage Lenders, Financial Fraud Action UK, Payments UK and the UK Cards Association. Please go to for wider content and updates from UK Finance.

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Scottish Parliament call for evidence on draft Budget 2017-18

Last updated: 11 Oct 2016

Consulting body:
Scottish Parliament
Period of consultation:
Runs from 10 October 2016 to 24 October 2016
CML action:
Response submitted

The Local Government and Communities Committee of the Scottish Parliament issued a call for evidence as part of pre-budget scrutiny ahead of the publication later in the year of the Scottish Government’s draft budget  2017/18.

The Committee’s pre-Budget scrutiny aims to look back at what has actually been spent in 2015/16 and (to the extent possible) to what was spent in 2016/17.  The Committee has sought views on a number of questions posed, and will use written evidence received to inform oral evidence sessions from stakeholders later in the year.

CML response

We are keen to engage on funding issues in this sector, including the development and use of innovative funding approaches.

The availability of private funding at competitive rates will be key in ensuring the sector is able to play its part in delivering the government’s target of 50,000 new affordable homes over the life of the current Parliament.

The full CML response to this consultation can be downloaded below.