From 1st July the Council of Mortgage Lenders is integrated into a new trade association, UK Finance. For the time being, all UKF mortgage information will continue to be published on this website, and UKF member-only mortgage information will only be available here.

UK Finance represents around 300 firms in the UK providing credit, banking, markets and payment-related services. The new organisation takes on most of the activities previously carried out by the Asset Based Finance Association, the British Bankers’ Association, the Council of Mortgage Lenders, Financial Fraud Action UK, Payments UK and the UK Cards Association. Please go to for wider content and updates from UK Finance.

Last updated: 22 Feb 2016

Consulting body:
Department for Communities and Local Government
Period of consultation:
Runs from 1 February 2016 to 15 April 2016
CML action:
Response submitted

The DCLG in partnership with the Mayor of London has published a consultation on upwards extensions in London. They are seeking views on three proposals to increase housing supply in the capital by allowing a limited number of additional storeys to be built up to the roofline of an adjoining building through permitted development rights, local development orders or development plan policies. The proposals are designed to deliver new homes.

The CML has responded to the consultation (see the downloads section below).

In principle, greater freedom to build upwards, on existing premises could be a viable option to increase housing supply and while we have no strong views on delivery options, our members highlighted the need to consider impacts of proposed extension such as loss of amenity; the need to monitor building quality and space standards, and the method of construction.